Holders — by stockHoldings — by fund
RETIREMENT INCOME SOLUTIONS, INC
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 0001730386
$580.8M
disclosed book value
172
positions
24.4%
largest position share
Positions, as of 2026-06-30
top 100 of 172 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | SPYMSPDR SERIES TRUST | 1.8M | $141.6M | 24.4% |
| 2 | SPYSTATE STR SPDR S&P 500 ETF T | 69,678 | $45.3M | 7.8% |
| 3 | SPMDSPDR SERIES TRUST | 714,469 | $42.3M | 7.3% |
| 4 | JPSTJ P MORGAN EXCHANGE TRADED F | 718,740 | $36.4M | 6.3% |
| 5 | IVVISHARES TR | 54,870 | $35.8M | 6.2% |
| 6 | MINTPIMCO ETF TR | 346,949 | $34.9M | 6% |
| 7 | IWFISHARES TR | 42,222 | $18.0M | 3.1% |
| 8 | IJHISHARES TR | 230,999 | $15.6M | 2.7% |
| 9 | GLDMWORLD GOLD TR | 129,822 | $12.0M | 2.1% |
| 10 | SPYXSPDR SERIES TRUST | 164,718 | $8.7M | 1.5% |
| 11 | ESGUISHARES TR | 54,534 | $7.7M | 1.3% |
| 12 | QQQINVESCO QQQ TR | 13,302 | $7.7M | 1.3% |
| 13 | RSPINVESCO EXCHANGE TRADED FD T | 36,798 | $7.1M | 1.2% |
| 14 | JMUBJ P MORGAN EXCHANGE TRADED F | 139,531 | $7.0M | 1.2% |
| 15 | IWDISHARES TR | 32,403 | $6.9M | 1.2% |
| 16 | MDYSTATE STR SPDR S&P MIDCAP 40 | 10,145 | $6.3M | 1.1% |
| 17 | IWBISHARES TR | 17,255 | $6.2M | 1.1% |
| 18 | FESMFIDELITY COVINGTON TRUST | 150,039 | $5.7M | 1% |
| 19 | ACWIISHARES TR | 40,588 | $5.6M | 1% |
| 20 | AAPLAPPLE INC | 20,218 | $5.1M | 0.9% |
| 21 | AVDEAMERICAN CENTY ETF TR | 56,639 | $4.8M | 0.8% |
| 22 | DFAEDIMENSIONAL ETF TRUST | 130,010 | $4.4M | 0.8% |
| 23 | VOVANGUARD INDEX FDS | 13,985 | $4.0M | 0.7% |
| 24 | SPYGSPDR SERIES TRUST | 33,419 | $3.3M | 0.6% |
| 25 | EFAISHARES TR | 33,414 | $3.2M | 0.6% |
| 26 | BRK/BBERKSHIRE HATHAWAY INC DEL | 6,492 | $3.1M | 0.5% |
| 27 | XLKSELECT SECTOR SPDR TR | 23,178 | $3.1M | 0.5% |
| 28 | IVWISHARES TR | 26,284 | $3.0M | 0.5% |
| 29 | VOOVANGUARD INDEX FDS | 4,652 | $2.8M | 0.5% |
| 30 | GOOGLALPHABET INC | 8,584 | $2.5M | 0.4% |
| 31 | VUGVANGUARD INDEX FDS | 5,521 | $2.4M | 0.4% |
| 32 | SPYVSPDR SERIES TRUST | 42,343 | $2.4M | 0.4% |
| 33 | MSFTMICROSOFT CORP | 6,336 | $2.3M | 0.4% |
| 34 | IWRISHARES TR | 23,684 | $2.3M | 0.4% |
| 35 | VTIVANGUARD INDEX FDS | 7,032 | $2.3M | 0.4% |
| 36 | IVEISHARES TR | 9,879 | $2.1M | 0.4% |
| 37 | GOOGALPHABET INC | 6,828 | $2.0M | 0.3% |
| 38 | POCTINNOVATOR ETFS TRUST | 45,195 | $1.9M | 0.3% |
| 39 | SCHGSCHWAB STRATEGIC TR | 62,838 | $1.8M | 0.3% |
| 40 | AMZNAMAZON COM INC | 8,469 | $1.8M | 0.3% |
| 41 | LLYELI LILLY & CO | 1,884 | $1.7M | 0.3% |
| 42 | NVDANVIDIA CORPORATION | 9,871 | $1.7M | 0.3% |
| 43 | SMHVANECK ETF TRUST | 4,181 | $1.6M | 0.3% |
| 44 | GLDSPDR GOLD TR | 3,698 | $1.6M | 0.3% |
| 45 | VEUVANGUARD INTL EQUITY INDEX F | 20,926 | $1.6M | 0.3% |
| 46 | PNOVINNOVATOR ETFS TRUST | 38,000 | $1.6M | 0.3% |
| 47 | XLESELECT SECTOR SPDR TR | 25,251 | $1.5M | 0.3% |
| 48 | JBNDJ P MORGAN EXCHANGE TRADED F | 28,371 | $1.5M | 0.3% |
| 49 | EEMISHARES TR | 22,207 | $1.3M | 0.2% |
| 50 | JPMJPMORGAN CHASE & CO | 4,083 | $1.2M | 0.2% |
| 51 | PDECINNOVATOR ETFS TRUST | 28,059 | $1.2M | 0.2% |
| 52 | VTVVANGUARD INDEX FDS | 5,730 | $1.1M | 0.2% |
| 53 | PHOINVESCO EXCHANGE TRADED FD T | 16,193 | $1.1M | 0.2% |
| 54 | XMESPDR SERIES TRUST | 9,363 | $1.0M | 0.2% |
| 55 | CWISPDR INDEX SHS FDS | 26,562 | $971,904 | 0.2% |
| 56 | EFIVSPDR SERIES TRUST | 15,138 | $954,911 | 0.2% |
| 57 | BKLCBNY MELLON ETF TRUST | 7,460 | $931,083 | 0.2% |
| 58 | LRCXLAM RESEARCH CORP | 4,175 | $892,031 | 0.2% |
| 59 | PJANINNOVATOR ETFS TRUST | 19,175 | $884,543 | 0.2% |
| 60 | VONEVANGUARD SCOTTSDALE FDS | 2,870 | $846,994 | 0.1% |
| 61 | KOCOCA COLA CO | 10,661 | $810,769 | 0.1% |
| 62 | JNJJOHNSON & JOHNSON | 3,073 | $751,164 | 0.1% |
| 63 | MRKMERCK & CO INC | 6,163 | $741,347 | 0.1% |
| 64 | SCHXSCHWAB STRATEGIC TR | 28,455 | $729,586 | 0.1% |
| 65 | URTHISHARES INC | 3,985 | $717,380 | 0.1% |
| 66 | DBEFDBX ETF TR | 14,349 | $708,841 | 0.1% |
| 67 | ECLECOLAB INC | 2,472 | $657,601 | 0.1% |
| 68 | PGPROCTER & GAMBLE CO | 4,519 | $652,724 | 0.1% |
| 69 | BJUNINNOVATOR ETFS TRUST | 14,103 | $652,306 | 0.1% |
| 70 | MGKVANGUARD WORLD FD | 1,723 | $633,099 | 0.1% |
| 71 | IAUISHARES GOLD TR | 7,179 | $632,901 | 0.1% |
| 72 | VBILVANGUARD INSTL INDEX FD | 8,344 | $631,224 | 0.1% |
| 73 | SPABSPDR SERIES TRUST | 24,467 | $626,845 | 0.1% |
| 74 | EXMOCEXXON MOBIL CORP | 3,660 | $620,956 | 0.1% |
| 75 | QQQMINVESCO EXCH TRADED FD TR II | 2,612 | $620,663 | 0.1% |
| 76 | IUSGISHARES TR | 4,000 | $620,440 | 0.1% |
| 77 | IBMINTERNATIONAL BUSINESS MACHS | 2,524 | $611,792 | 0.1% |
| 78 | IWPISHARES TR | 4,725 | $605,367 | 0.1% |
| 79 | VOTVANGUARD INDEX FDS | 2,343 | $602,971 | 0.1% |
| 80 | IEIISHARES TR | 5,071 | $601,421 | 0.1% |
| 81 | EAGGISHARES TR | 11,934 | $567,472 | 0.1% |
| 82 | EDIVSPDR INDEX SHS FDS | 14,169 | $559,392 | 0.1% |
| 83 | SHYISHARES TR | 6,752 | $557,513 | 0.1% |
| 84 | PJULINNOVATOR ETFS TRUST | 12,013 | $552,208 | 0.1% |
| 85 | SPEMSPDR INDEX SHS FDS | 11,639 | $545,985 | 0.1% |
| 86 | VEAVANGUARD TAX-MANAGED FDS | 8,436 | $540,579 | 0.1% |
| 87 | PAPRINNOVATOR ETFS TRUST | 13,545 | $539,091 | 0.1% |
| 88 | DSIISHARES TR | 4,392 | $532,266 | 0.1% |
| 89 | AVGOBROADCOM INC | 1,713 | $530,191 | 0.1% |
| 90 | EFAXSPDR INDEX SHS FDS | 10,525 | $523,790 | 0.1% |
| 91 | VLYVALLEY NATL BANCORP | 42,438 | $521,139 | 0.1% |
| 92 | VYMVANGUARD WHITEHALL FDS | 3,518 | $521,016 | 0.1% |
| 93 | EMXCISHARES INC | 6,600 | $519,156 | 0.1% |
| 94 | EATON CORP PLC | 1,430 | $511,468 | 0.1% |
| 95 | IWSISHARES TR | 3,478 | $506,884 | 0.1% |
| 96 | ZAUGINNOVATOR ETFS TRUST | 18,821 | $501,143 | 0.1% |
| 97 | XLFSELECT SECTOR SPDR TR | 10,062 | $496,761 | 0.1% |
| 98 | FBNDFIDELITY MERRIMACK STR TR | 10,723 | $489,183 | 0.1% |
| 99 | LNTALLIANT ENERGY CORP | 6,502 | $466,584 | 0.1% |
| 100 | MCDMCDONALDS CORP | 1,500 | $466,185 | 0.1% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.