Holders — by stockHoldings — by fund
Pearl Planning LLC
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 0002100519
$217.4M
disclosed book value
58
positions
14.4%
largest position share
Positions, as of 2026-06-30
top 58 of 58 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | VOOVANGUARD INDEX FDS | 45,453 | $31.2M | 14.4% |
| 2 | AVDEAMERICAN CENTY ETF TR | 261,773 | $23.4M | 10.7% |
| 3 | JPIEJ P MORGAN EXCHANGE TRADED F | 391,356 | $18.0M | 8.3% |
| 4 | FBNDFIDELITY MERRIMACK STR TR | 385,581 | $17.5M | 8.1% |
| 5 | VTVVANGUARD INDEX FDS | 70,334 | $15.3M | 7% |
| 6 | VOVANGUARD INDEX FDS | 183,166 | $14.8M | 6.8% |
| 7 | FRDMEA SERIES TRUST | 169,045 | $12.3M | 5.7% |
| 8 | DGROISHARES TR | 113,556 | $8.6M | 4% |
| 9 | AVUVAMERICAN CENTY ETF TR | 66,705 | $8.3M | 3.8% |
| 10 | ESGVVANGUARD WORLD FD | 60,619 | $8.0M | 3.7% |
| 11 | QQQMINVESCO EXCH TRADED FD TR II | 22,592 | $6.8M | 3.1% |
| 12 | TMSLT ROWE PRICE EXCHANGE-TRADED | 122,457 | $5.4M | 2.5% |
| 13 | BOXXEA SERIES TRUST | 39,213 | $4.6M | 2.1% |
| 14 | QQQINVESCO QQQ TR | 4,898 | $3.6M | 1.7% |
| 15 | BSVVANGUARD BD INDEX FDS | 46,281 | $3.6M | 1.7% |
| 16 | VCEBVANGUARD WORLD FD | 55,415 | $3.5M | 1.6% |
| 17 | QQMGINVESCO EXCH TRADED FD TR II | 62,588 | $3.2M | 1.5% |
| 18 | BILSPDR SERIES TRUST | 32,596 | $3.0M | 1.4% |
| 19 | ESMLISHARES TR | 46,809 | $2.6M | 1.2% |
| 20 | MUBISHARES TR | 17,146 | $1.8M | 0.8% |
| 21 | BNDVANGUARD BD INDEX FDS | 23,389 | $1.7M | 0.8% |
| 22 | IDMOINVESCO EXCH TRADED FD TR II | 25,372 | $1.5M | 0.7% |
| 23 | QUALISHARES TR | 5,202 | $1.1M | 0.5% |
| 24 | BIVVANGUARD BD INDEX FDS | 14,191 | $1.1M | 0.5% |
| 25 | VBVANGUARD INDEX FDS | 3,445 | $1.0M | 0.5% |
| 26 | IVVISHARES TR | 1,348 | $1.0M | 0.5% |
| 27 | VEAVANGUARD TAX-MANAGED FDS | 12,329 | $878,421 | 0.4% |
| 28 | AVSCAMERICAN CENTY ETF TR | 11,305 | $829,109 | 0.4% |
| 29 | XMHQINVESCO EXCHANGE TRADED FD T | 6,907 | $779,699 | 0.4% |
| 30 | AGGISHARES TR | 7,459 | $738,292 | 0.3% |
| 31 | IJHISHARES TR | 9,423 | $726,610 | 0.3% |
| 32 | AAPLAPPLE INC | 2,486 | $719,390 | 0.3% |
| 33 | IBMINTERNATIONAL BUSINESS MACHS | 2,554 | $718,153 | 0.3% |
| 34 | IWFISHARES TR | 5,673 | $704,382 | 0.3% |
| 35 | IEFAISHARES TR | 5,569 | $537,854 | 0.2% |
| 36 | ILCVISHARES TR | 5,279 | $534,446 | 0.2% |
| 37 | ORCLORACLE CORP | 2,983 | $437,159 | 0.2% |
| 38 | MSFTMICROSOFT CORP | 1,145 | $427,065 | 0.2% |
| 39 | XLKSELECT SECTOR SPDR TR | 2,232 | $425,241 | 0.2% |
| 40 | VOTETCW ETF TRUST | 4,761 | $419,786 | 0.2% |
| 41 | RSGREPUBLIC SVCS INC | 1,863 | $396,968 | 0.2% |
| 42 | METAMETA PLATFORMS INC | 700 | $394,280 | 0.2% |
| 43 | NVDANVIDIA CORPORATION | 1,884 | $376,976 | 0.2% |
| 44 | VBRVANGUARD INDEX FDS | 1,483 | $360,354 | 0.2% |
| 45 | FEOERBB FUND TRUST | 6,306 | $336,740 | 0.2% |
| 46 | ISTBISHARES TR | 6,883 | $332,105 | 0.2% |
| 47 | GOOGLALPHABET INC | 848 | $303,117 | 0.1% |
| 48 | AMZNAMAZON COM INC | 1,261 | $300,568 | 0.1% |
| 49 | MUMICRON TECHNOLOGY INC | 260 | $300,242 | 0.1% |
| 50 | VTIVANGUARD INDEX FDS | 800 | $296,098 | 0.1% |
| 51 | ESGUISHARES TR | 1,732 | $283,476 | 0.1% |
| 52 | JPMJPMORGAN CHASE & CO | 818 | $267,632 | 0.1% |
| 53 | MTUMISHARES TR | 772 | $264,665 | 0.1% |
| 54 | AVGOBROADCOM INC | 691 | $261,146 | 0.1% |
| 55 | AVSDAMERICAN CENTY ETF TR | 2,986 | $238,535 | 0.1% |
| 56 | SHESPDR SERIES TRUST | 1,466 | $226,409 | 0.1% |
| 57 | GOOGALPHABET INC | 639 | $225,841 | 0.1% |
| 58 | TXNTEXAS INSTRS INC | 720 | $214,623 | 0.1% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.