029780.KS

Potentially Undervalued

Samsung Card Co., Ltd. — PEG Ratio Analysis

0.80

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.80

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$46150.00

TTM EPS

$5673.31

P/E Ratio

8.13

Growth Rate

10.1%

5-Year EPS CAGR

Sector

Financial Services

Financial - Credit Services

Calculated

7/3/2026

7:12:14 AM

Peer Comparison

Sample Size

5 peers

Industry Median PEG

0.77

25th Percentile

0.60

75th Percentile

0.88

029780.KS PEG (0.80) vs Industry Median (0.77): 5% premium

Symbol	Company	PEG	P/E	Growth	vs 029780.KS
024110.KS	Industrial Bank of Korea	0.55	6.3	11.5%	-32%
016360.KS	Samsung Securities Co., Ltd.	0.60	8.8	14.7%	-25%
086790.KS	Hana Financial Group Inc.	0.77	7.8	10.2%	-4%
000810.KS	Samsung Fire & Marine Insurance Co., Ltd.	0.88	16.1	18.3%	+9%
055550.KS	Shinhan Financial Group Co., Ltd.	1.15	10.4	9.0%	+44%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.