8725.T

Potentially Undervalued

MS&AD Insurance Group Holdings, Inc. — PEG Ratio Analysis

0.18

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.18

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$4287.00

TTM EPS

$528.79

P/E Ratio

8.11

Growth Rate

44.0%

5-Year EPS CAGR

Sector

Financial Services

Insurance - Property & Casualty

Calculated

6/17/2026

9:05:50 AM

Peer Comparison

Sample Size

3 peers

Industry Median PEG

0.52

25th Percentile

0.21

75th Percentile

0.64

8725.T PEG (0.18) vs Industry Median (0.52): 65% discount

Symbol	Company	PEG	P/E	Growth	vs 8725.T
8630.T	Sompo Holdings, Inc.	0.21	8.5	39.5%	+17%
8316.T	Sumitomo Mitsui Financial Group, Inc.	0.52	14.1	27.0%	+184%
8309.T	Sumitomo Mitsui Trust Holdings, Inc.	0.64	12.1	18.9%	+248%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.