ADMF.JK

Fairly Valued

PT Adira Dinamika Multi Finance Tbk — PEG Ratio Analysis

1.32

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

1.32

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$8375.00

TTM EPS

$1549.59

P/E Ratio

5.40

Growth Rate

4.1%

5-Year EPS CAGR

Sector

Financial Services

Financial - Credit Services

Calculated

6/17/2026

9:05:39 AM

Peer Comparison

Sample Size

5 peers

Industry Median PEG

0.29

25th Percentile

0.21

75th Percentile

0.29

ADMF.JK PEG (1.32) vs Industry Median (0.29): 357% premium

Symbol	Company	PEG	P/E	Growth	vs ADMF.JK
CFIN.JK	PT. Clipan Finance Indonesia Tbk	0.16	5.7	35.4%	-88%
BNGA.JK	PT Bank CIMB Niaga Tbk	0.21	5.9	27.6%	-84%
BDMN.JK	PT Bank Danamon Indonesia Tbk	0.29	9.1	31.6%	-78%
AUTO.JK	PT Astra Otoparts Tbk	0.29	5.4	18.5%	-78%
BFIN.JK	PT BFI Finance Indonesia Tbk	0.40	6.7	17.0%	-70%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.