ARTO.JK

Potentially Undervalued

PT Bank Jago Tbk — PEG Ratio Analysis

0.35

PEG Ratio

Growth rate exceeds 100% — PEG may be misleadingly low; treat with caution

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.35

Growth Rate Source

Limited Data Quality3-Year EPS CAGR

Current Price

$1180.00

TTM EPS

$21.30

P/E Ratio

55.40

Growth Rate

158.8%

3-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:04:41 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.39

25th Percentile

0.24

75th Percentile

0.84

ARTO.JK PEG (0.35) vs Industry Median (0.39): 11% discount

Symbol	Company	PEG	P/E	Growth	vs ARTO.JK
BBYB.JK	PT Bank Neo Commerce Tbk	0.08	6.3	80.0%	-77%
BUKA.JK	PT Bukalapak.com Tbk.	0.24	4.5	18.3%	-30%
BBHI.JK	PT Allo Bank Indonesia Tbk	0.54	38.1	70.4%	+55%
EMTK.JK	PT Elang Mahkota Teknologi Tbk	0.84	10.9	13.0%	+141%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.