BBNI.JK

Potentially Undervalued

PT Bank Negara Indonesia (Persero) Tbk — PEG Ratio Analysis

0.18

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.18

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$3710.00

TTM EPS

$815.50

P/E Ratio

4.55

Growth Rate

25.0%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:23:54 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.40

25th Percentile

0.39

75th Percentile

0.84

BBNI.JK PEG (0.18) vs Industry Median (0.40): 54% discount

Symbol	Company	PEG	P/E	Growth	vs BBNI.JK
BMRI.JK	PT Bank Mandiri (Persero) Tbk	0.26	7.1	27.3%	+42%
BBRI.JK	PT Bank Rakyat Indonesia (Persero) Tbk	0.39	7.9	20.4%	+111%
ASII.JK	PT Astra International Tbk	0.41	6.2	15.2%	+124%
BBCA.JK	PT Bank Central Asia Tbk	0.84	13.6	16.2%	+359%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.