BBTN.JK

Potentially Undervalued

PT Bank Tabungan Negara (Persero) Tbk — PEG Ratio Analysis

0.42

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.42

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$1270.00

TTM EPS

$264.03

P/E Ratio

4.81

Growth Rate

11.3%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:19:05 AM

Peer Comparison

Sample Size

6 peers

Industry Median PEG

0.32

25th Percentile

0.21

75th Percentile

0.43

BBTN.JK PEG (0.42) vs Industry Median (0.32): 32% premium

Symbol	Company	PEG	P/E	Growth	vs BBTN.JK
BBNI.JK	PT Bank Negara Indonesia (Persero) Tbk	0.18	4.5	25.0%	-57%
BNGA.JK	PT Bank CIMB Niaga Tbk	0.21	5.9	27.6%	-50%
BMRI.JK	PT Bank Mandiri (Persero) Tbk	0.26	7.1	27.3%	-39%
BBRI.JK	PT Bank Rakyat Indonesia (Persero) Tbk	0.39	7.9	20.4%	-9%
BRIS.JK	PT Bank Syariah Indonesia Tbk	0.43	11.1	25.7%	+1%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.