BFIN.JK

Potentially Undervalued

PT BFI Finance Indonesia Tbk — PEG Ratio Analysis

0.40

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.40

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$690.00

TTM EPS

$102.57

P/E Ratio

6.73

Growth Rate

17.0%

5-Year EPS CAGR

Sector

Financial Services

Financial - Credit Services

Calculated

6/17/2026

9:07:30 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.76

25th Percentile

0.62

75th Percentile

1.32

BFIN.JK PEG (0.40) vs Industry Median (0.76): 48% discount

Symbol	Company	PEG	P/E	Growth	vs BFIN.JK
CFIN.JK	PT. Clipan Finance Indonesia Tbk	0.16	5.7	35.4%	-59%
AMRT.JK	PT Sumber Alfaria Trijaya Tbk	0.62	16.3	26.3%	+57%
BNLI.JK	PT Bank Permata Tbk	0.89	30.9	34.5%	+126%
ADMF.JK	PT Adira Dinamika Multi Finance Tbk	1.32	5.4	4.1%	+234%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.