BJTM.JK

Potentially Overvalued

PT Bank Pembangunan Daerah Jawa Timur Tbk — PEG Ratio Analysis

6.37

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

6.37

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$520.00

TTM EPS

$108.92

P/E Ratio

4.77

Growth Rate

0.7%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:11:26 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.35

25th Percentile

0.28

75th Percentile

1.70

BJTM.JK PEG (6.37) vs Industry Median (0.35): 1704% premium

Symbol	Company	PEG	P/E	Growth	vs BJTM.JK
BBNI.JK	PT Bank Negara Indonesia (Persero) Tbk	0.18	4.5	25.0%	-97%
PWON.JK	PT Pakuwon Jati Tbk	0.28	5.7	20.3%	-96%
BBTN.JK	PT Bank Tabungan Negara (Persero) Tbk	0.42	4.8	11.3%	-93%
SIDO.JK	PT Industri Jamu dan Farmasi Sido Muncul Tbk	1.70	9.9	5.8%	-73%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.