BMRI.JK

Potentially Undervalued

PT Bank Mandiri (Persero) Tbk — PEG Ratio Analysis

0.26

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.26

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$4450.00

TTM EPS

$626.82

P/E Ratio

7.10

Growth Rate

27.3%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:12:58 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.40

25th Percentile

0.39

75th Percentile

0.84

BMRI.JK PEG (0.26) vs Industry Median (0.40): 35% discount

Symbol	Company	PEG	P/E	Growth	vs BMRI.JK
BBNI.JK	PT Bank Negara Indonesia (Persero) Tbk	0.18	4.5	25.0%	-30%
BBRI.JK	PT Bank Rakyat Indonesia (Persero) Tbk	0.39	7.9	20.4%	+48%
ASII.JK	PT Astra International Tbk	0.41	6.2	15.2%	+57%
BBCA.JK	PT Bank Central Asia Tbk	0.84	13.6	16.2%	+222%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.