BNGA.JK

Potentially Undervalued

PT Bank CIMB Niaga Tbk — PEG Ratio Analysis

0.21

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.21

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$1605.00

TTM EPS

$271.93

P/E Ratio

5.90

Growth Rate

27.6%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:10:43 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

1.29

25th Percentile

0.89

75th Percentile

2.04

BNGA.JK PEG (0.21) vs Industry Median (1.29): 83% discount

Symbol	Company	PEG	P/E	Growth	vs BNGA.JK
BDMN.JK	PT Bank Danamon Indonesia Tbk	0.29	9.1	31.6%	+36%
BNLI.JK	PT Bank Permata Tbk	0.89	30.9	34.5%	+319%
BNII.JK	PT Bank Maybank Indonesia Tbk	1.68	9.3	5.5%	+688%
ISAT.JK	PT Indosat Ooredoo Hutchison Tbk	2.04	10.6	5.2%	+857%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.