BNLI.JK

Potentially Undervalued

PT Bank Permata Tbk — PEG Ratio Analysis

0.89

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.89

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$3160.00

TTM EPS

$102.35

P/E Ratio

30.87

Growth Rate

34.5%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:07:24 AM

Peer Comparison

Sample Size

3 peers

Industry Median PEG

0.29

25th Percentile

0.21

75th Percentile

1.68

BNLI.JK PEG (0.89) vs Industry Median (0.29): 209% premium

Symbol	Company	PEG	P/E	Growth	vs BNLI.JK
BNGA.JK	PT Bank CIMB Niaga Tbk	0.21	5.9	27.6%	-76%
BDMN.JK	PT Bank Danamon Indonesia Tbk	0.29	9.1	31.6%	-68%
BNII.JK	PT Bank Maybank Indonesia Tbk	1.68	9.3	5.5%	+88%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.