LICI.NS

Potentially Undervalued

Life Insurance Corporation of India — PEG Ratio Analysis

0.16

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.16

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$411.35

TTM EPS

$45.42

P/E Ratio

9.06

Growth Rate

57.4%

5-Year EPS CAGR

Sector

Financial Services

Insurance - Life

Calculated

6/20/2026

7:14:27 AM

Peer Comparison

Sample Size

3 peers

Industry Median PEG

4.97

25th Percentile

0.62

75th Percentile

15.25

LICI.NS PEG (0.16) vs Industry Median (4.97): 97% discount

Symbol	Company	PEG	P/E	Growth	vs LICI.NS
IRCTC.NS	Indian Railway Catering & Tourism Corporation Limited	0.62	30.4	49.4%	+291%
AWL.NS	AWL Agri Business Ltd.	4.97	23.8	4.8%	+3052%
NYKAA.NS	FSN E-Commerce Ventures Limited	15.25	380.1	24.9%	+9565%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.