PNBN.JK

N/A

P.T. Bank Pan Indonesia Tbk — PEG Ratio Analysis

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PEG Ratio

Negative EPS growth — PEG not meaningful when earnings are declining

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

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Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$945.00

TTM EPS

$112.94

P/E Ratio

8.37

Growth Rate

-2.4%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

6/17/2026

9:20:23 AM

PEG Ratio Unavailable

Negative Growth — PEG not meaningful

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.59

25th Percentile

0.29

75th Percentile

1.68

Symbol	Company	PEG	P/E	Growth	vs PNBN.JK
BNGA.JK	PT Bank CIMB Niaga Tbk	0.21	5.9	27.6%	—
BDMN.JK	PT Bank Danamon Indonesia Tbk	0.29	9.1	31.6%	—
BNLI.JK	PT Bank Permata Tbk	0.89	30.9	34.5%	—
BNII.JK	PT Bank Maybank Indonesia Tbk	1.68	9.3	5.5%	—

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.