Holders — by stockHoldings — by fund
CITIZENS & NORTHERN CORP
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 0000810958
$437.7M
disclosed book value
117
positions
13.5%
largest position share
Positions, as of 2026-06-30
top 100 of 117 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | VONGVanguard Russell 1000 Growth ETF | 462,175 | $59.1M | 13.5% |
| 2 | IEMGiShares Core MSCI Emerging Mkts ETF | 340,138 | $28.2M | 6.4% |
| 3 | FRELFidelity MSCI Real Estate Index ETF | 953,634 | $27.9M | 6.4% |
| 4 | IGEiShares North American Natural Resources ETF | 427,918 | $24.0M | 5.5% |
| 5 | IJHiShares S&P MidCap 400 Index Fd | 217,637 | $16.8M | 3.8% |
| 6 | NVDANvidia Corp | 81,995 | $16.4M | 3.7% |
| 7 | AAPLApple Computer Inc | 53,521 | $15.5M | 3.5% |
| 8 | SPMDState Street SPDR Portfolio S&P 400 Mid Cap ETF | 208,139 | $14.1M | 3.2% |
| 9 | GOOGAlphabet Inc Class C | 39,454 | $13.9M | 3.2% |
| 10 | EMBiShares JPMorgan USD Emerging Markets Bond ETF | 132,935 | $12.8M | 2.9% |
| 11 | MSFTMicrosoft Corp | 29,135 | $10.9M | 2.5% |
| 12 | DFACDimensional U.S. Core Equity 2 ETF | 238,023 | $10.6M | 2.4% |
| 13 | AMZNAmazon Communications Inc | 37,831 | $9.0M | 2.1% |
| 14 | CZFSCitizens Financial Services Inc | 117,063 | $8.5M | 1.9% |
| 15 | CZNCCitizens & Northern Corp | 349,492 | $8.1M | 1.9% |
| 16 | AMDAdvanced Micro Devices Inc | 12,718 | $7.4M | 1.7% |
| 17 | JPMJPMorgan Chase & Co | 17,802 | $5.8M | 1.3% |
| 18 | GLWCorning Inc | 19,658 | $5.0M | 1.1% |
| 19 | METAMeta Platforms Inc | 8,787 | $4.9M | 1.1% |
| 20 | AVDEAvantis International Equity ETF | 54,809 | $4.9M | 1.1% |
| 21 | AVGOBroadcom Inc Common | 12,690 | $4.8M | 1.1% |
| 22 | WFCWells Fargo & Co New | 51,763 | $4.3M | 1% |
| 23 | CATCaterpillar Inc | 3,846 | $4.1M | 0.9% |
| 24 | MAMastercard Inc Class A | 7,840 | $4.0M | 0.9% |
| 25 | COSTCostco Wholesale Corp (New) | 4,291 | $4.0M | 0.9% |
| 26 | XOMExxon Mobil Corp | 25,824 | $3.5M | 0.8% |
| 27 | ADIAnalog Devices Inc | 7,847 | $3.1M | 0.7% |
| 28 | MBBiShares Barclays MBS Bond Fund ETF | 31,118 | $2.9M | 0.7% |
| 29 | KLACKLA Corporation | 9,472 | $2.9M | 0.7% |
| 30 | CSCOCisco Systems Inc | 23,191 | $2.7M | 0.6% |
| 31 | CVSCVS Health Corporation | 26,315 | $2.7M | 0.6% |
| 32 | PGProcter & Gamble Co | 18,475 | $2.7M | 0.6% |
| 33 | TJXTjx Companies (New) | 16,787 | $2.5M | 0.6% |
| 34 | PANWPalo Alto Networks Inc Common | 7,266 | $2.5M | 0.6% |
| 35 | RTXRTX Corporation | 12,701 | $2.4M | 0.6% |
| 36 | CCitigroup Inc Common New | 16,391 | $2.3M | 0.5% |
| 37 | ETNEaton Corp | 5,356 | $2.3M | 0.5% |
| 38 | SCHWCharles Schwab Corp | 24,570 | $2.3M | 0.5% |
| 39 | SPYState Street SPDR S&P 500 ETF Trust | 2,877 | $2.1M | 0.5% |
| 40 | JNJJohnson & Johnson | 8,218 | $2.1M | 0.5% |
| 41 | ORCLOracle Corp | 14,024 | $2.1M | 0.5% |
| 42 | GSKGSK PLC ADR | 39,176 | $2.1M | 0.5% |
| 43 | CORCencora, Inc. | 7,156 | $2.0M | 0.5% |
| 44 | MDTMedtronic PLC | 25,866 | $2.0M | 0.5% |
| 45 | HDHome Depot Inc | 5,627 | $2.0M | 0.5% |
| 46 | BABoeing Co | 9,062 | $2.0M | 0.4% |
| 47 | KOCoca Cola Co | 22,806 | $1.9M | 0.4% |
| 48 | GDGeneral Dynamics Corp | 5,113 | $1.8M | 0.4% |
| 49 | BXBlackstone Inc | 15,154 | $1.8M | 0.4% |
| 50 | AVUSAvantis US Equity ETF | 13,829 | $1.8M | 0.4% |
| 51 | CRMSalesforce, Inc. | 11,156 | $1.7M | 0.4% |
| 52 | EMREmerson Electric Co | 12,112 | $1.7M | 0.4% |
| 53 | FCXFreeport-McMoran, Inc. | 26,951 | $1.7M | 0.4% |
| 54 | SLBSLB Limited | 34,757 | $1.6M | 0.4% |
| 55 | BIIBBiogen Idec Inc | 6,943 | $1.5M | 0.3% |
| 56 | KKRKKR & Co Inc | 16,253 | $1.5M | 0.3% |
| 57 | NEENextera Energy Inc | 16,899 | $1.5M | 0.3% |
| 58 | TPRTapestry Inc Common | 9,887 | $1.4M | 0.3% |
| 59 | AMTAmerican Tower REIT Inc | 8,767 | $1.4M | 0.3% |
| 60 | UNPUnion Pacific Corp | 5,049 | $1.4M | 0.3% |
| 61 | MDLZMondelez Intl Inc Class A | 23,556 | $1.4M | 0.3% |
| 62 | BMYBristol Myers Squibb Co | 23,628 | $1.4M | 0.3% |
| 63 | OVVOvintiv Inc | 25,711 | $1.4M | 0.3% |
| 64 | DIAState Street SPDR Dow Jones Industrial Average ETF Trust | 2,543 | $1.3M | 0.3% |
| 65 | NFLXNetflix Inc Corp | 17,453 | $1.2M | 0.3% |
| 66 | CVXChevron Corp | 7,408 | $1.2M | 0.3% |
| 67 | DISDisney Walt Co | 12,553 | $1.2M | 0.3% |
| 68 | GSThe Goldman Sachs Group Inc | 1,185 | $1.2M | 0.3% |
| 69 | BDXBecton, Dickinson & Co. | 7,783 | $1.2M | 0.3% |
| 70 | PYPLPaypal Holdings, Inc. | 27,154 | $1.2M | 0.3% |
| 71 | PFEPfizer Inc | 47,939 | $1.2M | 0.3% |
| 72 | YUMYUM Brands Inc | 7,052 | $1.1M | 0.3% |
| 73 | PCARPaccar Inc | 9,187 | $1.1M | 0.3% |
| 74 | ZBHZimmer Biomet Holdings, Inc. | 12,277 | $1.1M | 0.2% |
| 75 | ICEIntercontinental Exchange Inc Common | 7,950 | $978,725 | 0.2% |
| 76 | AVEMAvantis Emerging Markets Equity ETF | 10,143 | $978,698 | 0.2% |
| 77 | IWFiShares Trust Russell 1000 Growth ETF | 7,638 | $948,410 | 0.2% |
| 78 | MTBM & T Bank Corp | 3,642 | $866,832 | 0.2% |
| 79 | ADBEAdobe Systems Inc | 3,944 | $808,599 | 0.2% |
| 80 | MCDMcDonalds Corp | 2,946 | $796,333 | 0.2% |
| 81 | BBWIBath & Body Works | 33,308 | $770,414 | 0.2% |
| 82 | SPTLState Street SPDR Portfolio Long Term Treasury ETF | 29,228 | $766,650 | 0.2% |
| 83 | SPTSState Street SPDR Portfolio Short Term Treasury ETF | 26,339 | $764,094 | 0.2% |
| 84 | BRK/BBerkshire Hathaway Inc Class B New | 1,449 | $725,065 | 0.2% |
| 85 | IBMInternational Business Machines | 2,532 | $712,024 | 0.2% |
| 86 | VZVerizon Communications | 16,704 | $707,247 | 0.2% |
| 87 | ACNAccenture PLC | 5,633 | $700,971 | 0.2% |
| 88 | INTUIntuit | 2,664 | $695,304 | 0.2% |
| 89 | VIGVanguard Dividend Appreciation Index ETF | 2,866 | $678,153 | 0.2% |
| 90 | NKENike, Inc. Class B | 16,461 | $675,724 | 0.2% |
| 91 | IWDiShares Russell 1000 Value ETF | 2,781 | $674,198 | 0.2% |
| 92 | DFICDFA Dimensional International Core Equity 2 ETF | 17,326 | $645,567 | 0.1% |
| 93 | SUBiShares Short-Term National Muni Bond ETF | 5,929 | $631,261 | 0.1% |
| 94 | DEDeere & Co | 880 | $558,210 | 0.1% |
| 95 | DFEMDFA Dimensional Emerging Markets Core Equity 2 ETF | 12,833 | $521,533 | 0.1% |
| 96 | CMICummins Inc | 603 | $430,066 | 0.1% |
| 97 | LLYEli Lilly & Co | 336 | $403,008 | 0.1% |
| 98 | ROKRockwell Automation Inc Common | 666 | $329,723 | 0.1% |
| 99 | DGXQuest Diagnostics Inc | 1,540 | $326,403 | 0.1% |
| 100 | ITWIllinois Tool Works Inc | 1,198 | $324,023 | 0.1% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.