Holders — by stockHoldings — by fund
Betterment LLC
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 0001633901
$59.13B
disclosed book value
675
positions
16.7%
largest position share
Positions, as of 2026-06-30
top 100 of 675 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | VEAVANGUARD TAX MANAGED INTL FD | 138.7M | $9.88B | 16.7% |
| 2 | VTIVANGUARD INDEX FDS | 23.9M | $8.86B | 15% |
| 3 | SPYMSPDR State Street Global Advisors | 97.9M | $8.60B | 14.5% |
| 4 | VWOVANGUARD INTL EQUITY INDEX F | 53.9M | $3.22B | 5.4% |
| 5 | MUBISHARES TR | 21.0M | $2.26B | 3.8% |
| 6 | ITOTISHARES TR | 10.3M | $1.70B | 2.9% |
| 7 | AGGISHARES TR | 15.6M | $1.55B | 2.6% |
| 8 | JCPBJ P MORGAN EXCHANGE TRADED | 28.4M | $1.33B | 2.3% |
| 9 | SPMDSPDR State Street Global Advisors | 18.9M | $1.27B | 2.2% |
| 10 | SPSMSPDR State Street Global Advisors | 19.2M | $1.11B | 1.9% |
| 11 | VTVVANGUARD INDEX FDS | 4.8M | $1.04B | 1.8% |
| 12 | BNDXVANGUARD CHARLOTTE FDS | 20.3M | $983.2M | 1.7% |
| 13 | IEFAISHARES TR | 9.0M | $864.9M | 1.5% |
| 14 | SCHXSCHWAB STRATEGIC TR | 28.6M | $842.5M | 1.4% |
| 15 | GSLCGoldman Sachs | 5.7M | $810.4M | 1.4% |
| 16 | JPSTJP Morgan | 13.8M | $695.8M | 1.2% |
| 17 | VOEVANGUARD INDEX FDS | 3.5M | $692.9M | 1.2% |
| 18 | VBRVANGUARD INDEX FDS | 2.8M | $683.5M | 1.2% |
| 19 | ESGUiShares | 4.1M | $664.3M | 1.1% |
| 20 | GBILGoldman Sachs | 6.3M | $627.0M | 1.1% |
| 21 | SCHFSCHWAB STRATEGIC TR | 20.6M | $569.5M | 1% |
| 22 | VWOBVANGUARD WHITEHALL FDS INC | 7.5M | $505.7M | 0.9% |
| 23 | TFISPDR SERIES TRUST | 11.0M | $505.2M | 0.9% |
| 24 | STIPiShares | 4.6M | $465.2M | 0.8% |
| 25 | IEMGISHARES INC | 5.4M | $447.3M | 0.8% |
| 26 | EMBISHARES TR | 4.6M | $445.0M | 0.8% |
| 27 | SCHBSCHWAB STRATEGIC TR | 15.3M | $442.9M | 0.7% |
| 28 | ESGDiShares | 4.0M | $408.4M | 0.7% |
| 29 | SPDWSPDR State Street Global Advisors | 8.0M | $403.3M | 0.7% |
| 30 | VTEBVANGUARD BD INDEX FD INC | 7.1M | $357.2M | 0.6% |
| 31 | CRBNiShares | 1.3M | $330.5M | 0.6% |
| 32 | VOOVANGUARD INDEX FDS | 385,170 | $264.5M | 0.4% |
| 33 | IWSISHARES TR | 1.4M | $228.2M | 0.4% |
| 34 | VUGVANGUARD INDEX FDS | 2.0M | $168.3M | 0.3% |
| 35 | ESGEiShares | 3.0M | $166.4M | 0.3% |
| 36 | GSIEGoldman Sachs | 3.5M | $162.0M | 0.3% |
| 37 | DFACDimensional | 3.5M | $156.4M | 0.3% |
| 38 | IWNISHARES TR | 646,889 | $143.1M | 0.2% |
| 39 | VOTEEngine No. 1 | 1.6M | $142.9M | 0.2% |
| 40 | SCHVSCHWAB STRATEGIC TR | 3.9M | $134.6M | 0.2% |
| 41 | SPYVSPDR State Street Global Advisors | 2.2M | $131.2M | 0.2% |
| 42 | IAGGISHARES TR | 2.5M | $127.4M | 0.2% |
| 43 | SPYXSPDR State Street Global Advisors | 2.0M | $121.1M | 0.2% |
| 44 | SPEMSPDR State Street Global Advisors | 2.1M | $108.7M | 0.2% |
| 45 | IVVISHARES TR | 144,753 | $108.4M | 0.2% |
| 46 | KOMPState Street Global Advisors Inc | 1.5M | $107.3M | 0.2% |
| 47 | GEMGoldman Sachs | 2.0M | $105.3M | 0.2% |
| 48 | JMSIJP Morgan Investment Management Inc | 2.0M | $100.1M | 0.2% |
| 49 | ESMLBlackRock Fund Advisors | 1.8M | $99.3M | 0.2% |
| 50 | GSEUGoldman Sachs | 1.9M | $91.6M | 0.2% |
| 51 | EAGGiShares | 1.8M | $85.9M | 0.1% |
| 52 | FWDAllianceBernstein LP | 580,084 | $85.9M | 0.1% |
| 53 | BNDVANGUARD BD INDEX FD INC | 1.1M | $81.6M | 0.1% |
| 54 | EFAXSPDR State Street Global Advisors | 1.5M | $79.8M | 0.1% |
| 55 | ESGVVANGUARD | 596,067 | $78.8M | 0.1% |
| 56 | IVEISHARES TR | 342,003 | $77.7M | 0.1% |
| 57 | VOVANGUARD INDEX FDS | 940,189 | $75.8M | 0.1% |
| 58 | QQQMINVESCO EXCH TRADED FD TR | 244,300 | $74.0M | 0.1% |
| 59 | BGRNiShares | 1.5M | $71.7M | 0.1% |
| 60 | GSSCGoldman Sachs | 774,716 | $70.7M | 0.1% |
| 61 | USHYISHARES | 1.9M | $70.7M | 0.1% |
| 62 | VTIPVANGUARD MALVERN FDS | 1.4M | $69.3M | 0.1% |
| 63 | VBVANGUARD INDEX FDS | 225,580 | $68.4M | 0.1% |
| 64 | IGEBISHARES TR | 1.5M | $67.1M | 0.1% |
| 65 | SHVISHARES TR | 599,791 | $66.2M | 0.1% |
| 66 | SCHASCHWAB STRATEGIC TR | 1.8M | $63.4M | 0.1% |
| 67 | DFICDimensional Fund Advisors LP | 1.7M | $62.2M | 0.1% |
| 68 | GSJYGoldman Sachs | 1.2M | $60.7M | 0.1% |
| 69 | BINCBlackRock Fund Advisors | 1.1M | $58.5M | 0.1% |
| 70 | DFCFDimensional Fund Advisors LP | 1.4M | $57.1M | 0.1% |
| 71 | IEFISHARES TR | 597,634 | $56.5M | 0.1% |
| 72 | BSVVANGUARD BD INDEX FD INC | 663,160 | $51.7M | 0.1% |
| 73 | GMUBGoldman Sachs Asset Management LP | 1.0M | $51.7M | 0.1% |
| 74 | VVVanguard | 147,169 | $50.6M | 0.1% |
| 75 | DSIiShares | 337,922 | $48.1M | 0.1% |
| 76 | GCORGoldman Sachs | 1.1M | $45.6M | 0.1% |
| 77 | VPLSVANGUARD MALVERN FDS | 582,358 | $45.2M | 0.1% |
| 78 | GTIPGoldman Sachs | 908,825 | $44.4M | 0.1% |
| 79 | QQQInvesco | 59,372 | $43.7M | 0.1% |
| 80 | SUSAiShares | 270,917 | $41.8M | 0.1% |
| 81 | VIGVANGUARD SPECIALIZED PORTFOL | 172,908 | $40.9M | 0.1% |
| 82 | VXUSVANGUARD STAR FD | 468,494 | $40.1M | 0.1% |
| 83 | SUSCISHARES | 1.7M | $39.4M | 0.1% |
| 84 | DFEMDimensional Fund Advisors LP | 933,438 | $37.9M | 0.1% |
| 85 | QLTAiShares | 780,865 | $37.1M | 0.1% |
| 86 | IBITBlackRock Fund Advisors | 1.1M | $35.6M | 0.1% |
| 87 | DFLVDimensional Fund Advisors LP | 843,473 | $33.4M | 0.1% |
| 88 | SGOVWestern Asset Management Co | 325,467 | $32.8M | 0.1% |
| 89 | DFAIDimensional Fund Advisors | 767,154 | $31.6M | 0.1% |
| 90 | CLOABlackRock Fund Advisors | 585,958 | $30.4M | 0.1% |
| 91 | EEMXSPDR State Street Global Advisors | 556,930 | $30.2M | 0.1% |
| 92 | JUSTGOLDMAN SACHS ETF TR | 275,103 | $29.4M | 0% |
| 93 | GEMDGoldman Sachs Asset Management LP | 672,741 | $28.6M | 0% |
| 94 | DCORDimensional Fund Advisors LP | 341,912 | $28.0M | 0% |
| 95 | BNDWVanguard Total World Bond ETF | 408,910 | $28.0M | 0% |
| 96 | DFAUDimensional Fund Advisors | 536,301 | $27.7M | 0% |
| 97 | DFATDimensional | 380,189 | $26.6M | 0% |
| 98 | QUALiShares | 118,205 | $25.9M | 0% |
| 99 | VOTVanguard | 84,642 | $25.9M | 0% |
| 100 | BIVVANGUARD BD INDEX FD INC | 315,442 | $24.2M | 0% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.