Holders — by stockHoldings — by fund
Lutz Financial Services LLC
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 0001737112
$1.64B
disclosed book value
112
positions
10.7%
largest position share
Positions, as of 2026-06-30
top 100 of 112 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | VOOVANGUARD INDEX FDS | 256,299 | $176.0M | 10.7% |
| 2 | SPYVSPDR SERIES TRUST | 2.5M | $151.8M | 9.2% |
| 3 | IJHISHARES TR | 1.6M | $124.6M | 7.6% |
| 4 | BNDVANGUARD BD INDEX FDS | 1.5M | $108.5M | 6.6% |
| 5 | VTEBVANGUARD MUN BD FDS | 1.7M | $84.2M | 5.1% |
| 6 | MDYVSPDR SERIES TRUST | 829,586 | $78.7M | 4.8% |
| 7 | VCSHVANGUARD SCOTTSDALE FDS | 901,823 | $71.3M | 4.3% |
| 8 | SCHPSCHWAB STRATEGIC TR | 2.4M | $64.8M | 3.9% |
| 9 | MBBISHARES TR | 658,034 | $62.2M | 3.8% |
| 10 | SPYSTATE STR SPDR S&P 500 ETF T | 65,867 | $49.2M | 3% |
| 11 | DFACDIMENSIONAL ETF TRUST | 928,322 | $41.2M | 2.5% |
| 12 | MUBISHARES TR | 357,361 | $38.5M | 2.3% |
| 13 | DFICDIMENSIONAL ETF TRUST | 833,294 | $31.0M | 1.9% |
| 14 | IJRISHARES TR | 194,808 | $28.9M | 1.8% |
| 15 | SCHXSCHWAB STRATEGIC TR | 902,154 | $26.6M | 1.6% |
| 16 | DUHPDIMENSIONAL ETF TRUST | 609,075 | $25.4M | 1.5% |
| 17 | IGSBISHARES TR | 478,615 | $25.1M | 1.5% |
| 18 | SCHMSCHWAB STRATEGIC TR | 672,364 | $24.8M | 1.5% |
| 19 | IVEISHARES TR | 104,312 | $23.7M | 1.4% |
| 20 | BSVVANGUARD BD INDEX FDS | 274,930 | $21.4M | 1.3% |
| 21 | AGGISHARES TR | 208,958 | $20.7M | 1.3% |
| 22 | DFASDIMENSIONAL ETF TRUST | 238,326 | $19.6M | 1.2% |
| 23 | VTVVANGUARD INDEX FDS | 84,845 | $18.5M | 1.1% |
| 24 | QUALISHARES TR | 80,645 | $17.7M | 1.1% |
| 25 | IVVISHARES TR | 23,501 | $17.6M | 1.1% |
| 26 | VOEVANGUARD INDEX FDS | 88,896 | $17.6M | 1.1% |
| 27 | IJJISHARES TR | 118,338 | $17.5M | 1.1% |
| 28 | VOOVVANGUARD ADMIRAL FDS INC | 71,734 | $15.7M | 1% |
| 29 | AVUVAMERICAN CENTY ETF TR | 122,961 | $15.3M | 0.9% |
| 30 | SLYVSPDR SERIES TRUST | 136,271 | $14.9M | 0.9% |
| 31 | TIPISHARES TR | 129,565 | $14.2M | 0.9% |
| 32 | SCHASCHWAB STRATEGIC TR | 390,473 | $14.1M | 0.9% |
| 33 | IVOVVANGUARD ADMIRAL FDS INC | 114,034 | $13.0M | 0.8% |
| 34 | AVDEAMERICAN CENTY ETF TR | 144,861 | $12.9M | 0.8% |
| 35 | MDYSTATE STR SPDR S&P MIDCAP 40 | 18,176 | $12.8M | 0.8% |
| 36 | IUSVISHARES TR | 110,245 | $12.1M | 0.7% |
| 37 | DFATDIMENSIONAL ETF TRUST | 148,452 | $10.4M | 0.6% |
| 38 | DFEMDIMENSIONAL ETF TRUST | 254,366 | $10.3M | 0.6% |
| 39 | STIPISHARES TR | 91,521 | $9.3M | 0.6% |
| 40 | DFUVDIMENSIONAL ETF TRUST | 148,278 | $8.2M | 0.5% |
| 41 | IEMGISHARES INC | 88,309 | $7.3M | 0.4% |
| 42 | SUBISHARES TR | 55,231 | $5.9M | 0.4% |
| 43 | VBRVANGUARD INDEX FDS | 23,984 | $5.8M | 0.4% |
| 44 | IJSISHARES TR | 42,637 | $5.8M | 0.4% |
| 45 | IWVISHARES TR | 11,854 | $5.1M | 0.3% |
| 46 | VWOVANGUARD INTL EQUITY INDEX F | 77,894 | $4.6M | 0.3% |
| 47 | ISTBISHARES TR | 96,229 | $4.6M | 0.3% |
| 48 | STPZPIMCO ETF TR | 76,584 | $4.1M | 0.2% |
| 49 | VTIPVANGUARD MALVERN FDS | 72,601 | $3.6M | 0.2% |
| 50 | IWBISHARES TR | 6,880 | $2.8M | 0.2% |
| 51 | NVDANVIDIA CORPORATION | 11,121 | $2.2M | 0.1% |
| 52 | VEAVANGUARD TAX-MANAGED FDS | 30,620 | $2.2M | 0.1% |
| 53 | VMBSVANGUARD SCOTTSDALE FDS | 39,757 | $1.9M | 0.1% |
| 54 | AAPLAPPLE INC | 6,200 | $1.8M | 0.1% |
| 55 | FNDFSCHWAB STRATEGIC TR | 31,486 | $1.7M | 0.1% |
| 56 | VNQVANGUARD INDEX FDS | 16,270 | $1.6M | 0.1% |
| 57 | DFIVDIMENSIONAL ETF TRUST | 29,015 | $1.6M | 0.1% |
| 58 | VTIVANGUARD INDEX FDS | 3,537 | $1.3M | 0.1% |
| 59 | IWMISHARES TR | 4,200 | $1.3M | 0.1% |
| 60 | VVVANGUARD INDEX FDS | 3,628 | $1.2M | 0.1% |
| 61 | VOVANGUARD INDEX FDS | 15,159 | $1.2M | 0.1% |
| 62 | MSFTMICROSOFT CORP | 3,084 | $1.2M | 0.1% |
| 63 | IWDISHARES TR | 4,010 | $972,144 | 0.1% |
| 64 | VIGVANGUARD SPECIALIZED FUNDS | 4,051 | $958,555 | 0.1% |
| 65 | AMZNAMAZON COM INC | 3,664 | $873,278 | 0.1% |
| 66 | DFSDDIMENSIONAL ETF TRUST | 18,253 | $871,581 | 0.1% |
| 67 | EFAISHARES TR | 7,979 | $828,867 | 0.1% |
| 68 | VBVANGUARD INDEX FDS | 2,541 | $770,300 | 0% |
| 69 | BRK/ABERKSHIRE HATHAWAY INC DEL | 1 | $748,850 | 0% |
| 70 | DLNWISDOMTREE TR | 7,456 | $718,165 | 0% |
| 71 | BRK/BBERKSHIRE HATHAWAY INC DEL | 1,435 | $718,059 | 0% |
| 72 | GOOGLALPHABET INC | 1,998 | $714,025 | 0% |
| 73 | SCHGSCHWAB STRATEGIC TR | 19,349 | $654,780 | 0% |
| 74 | SPMDSPDR SERIES TRUST | 9,264 | $625,876 | 0% |
| 75 | GOOGALPHABET INC | 1,694 | $598,541 | 0% |
| 76 | MUMICRON TECHNOLOGY INC | 510 | $588,688 | 0% |
| 77 | DBEFDBX ETF TR | 10,469 | $571,921 | 0% |
| 78 | AVUSAMERICAN CENTY ETF TR | 4,204 | $538,448 | 0% |
| 79 | AVDVAMERICAN CENTY ETF TR | 5,170 | $532,769 | 0% |
| 80 | AVGOBROADCOM INC | 1,407 | $531,494 | 0% |
| 81 | METAMETA PLATFORMS INC | 918 | $517,100 | 0% |
| 82 | VTVANGUARD INTL EQUITY INDEX F | 3,098 | $486,196 | 0% |
| 83 | DFSVDIMENSIONAL ETF TRUST | 12,351 | $479,097 | 0% |
| 84 | JPMJPMORGAN CHASE & CO | 1,411 | $461,863 | 0% |
| 85 | IWNISHARES TR | 2,031 | $449,257 | 0% |
| 86 | DFCFDIMENSIONAL ETF TRUST | 10,574 | $446,329 | 0% |
| 87 | IWRISHARES TR | 3,949 | $435,697 | 0% |
| 88 | SCHFSCHWAB STRATEGIC TR | 14,938 | $413,783 | 0% |
| 89 | LLYELI LILLY & CO | 340 | $407,806 | 0% |
| 90 | QEMMSPDR INDEX SHS FDS | 5,015 | $400,795 | 0% |
| 91 | AVLVAMERICAN CENTY ETF TR | 4,376 | $399,135 | 0% |
| 92 | QQQINVESCO QQQ TR | 539 | $396,920 | 0% |
| 93 | ILCBISHARES TR | 3,306 | $342,683 | 0% |
| 94 | VCITVANGUARD SCOTTSDALE FDS | 3,686 | $304,627 | 0% |
| 95 | ONEYSPDR SERIES TRUST | 2,295 | $293,990 | 0% |
| 96 | VUGVANGUARD INDEX FDS | 3,369 | $290,184 | 0% |
| 97 | SCHVSCHWAB STRATEGIC TR | 8,275 | $288,045 | 0% |
| 98 | SPEMSPDR INDEX SHS FDS | 5,371 | $278,110 | 0% |
| 99 | AVEMAMERICAN CENTY ETF TR | 2,767 | $267,032 | 0% |
| 100 | AMDADVANCED MICRO DEVICES INC | 443 | $257,343 | 0% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.