Holders — by stockHoldings — by fund
Betterment LLC
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 1633901
$59.1M
disclosed book value
675
positions
16.7%
largest position share
Positions, as of 2026-06-30
top 100 of 675 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | VEAVANGUARD TAX MANAGED INTL FD | 138.7M | $9.9M | 16.7% |
| 2 | VTIVANGUARD INDEX FDS | 23.9M | $8.9M | 15% |
| 3 | SPYMSPDR State Street Global Advisors | 97.9M | $8.6M | 14.5% |
| 4 | VWOVANGUARD INTL EQUITY INDEX F | 53.9M | $3.2M | 5.4% |
| 5 | MUBISHARES TR | 21.0M | $2.3M | 3.8% |
| 6 | ITOTISHARES TR | 10.3M | $1.7M | 2.9% |
| 7 | AGGISHARES TR | 15.6M | $1.5M | 2.6% |
| 8 | JCPBJ P MORGAN EXCHANGE TRADED | 28.4M | $1.3M | 2.3% |
| 9 | SPMDSPDR State Street Global Advisors | 18.9M | $1.3M | 2.2% |
| 10 | SPSMSPDR State Street Global Advisors | 19.2M | $1.1M | 1.9% |
| 11 | VTVVANGUARD INDEX FDS | 4.8M | $1.0M | 1.8% |
| 12 | BNDXVANGUARD CHARLOTTE FDS | 20.3M | $983,202 | 1.7% |
| 13 | IEFAISHARES TR | 9.0M | $864,876 | 1.5% |
| 14 | SCHXSCHWAB STRATEGIC TR | 28.6M | $842,505 | 1.4% |
| 15 | GSLCGoldman Sachs | 5.7M | $810,425 | 1.4% |
| 16 | JPSTJP Morgan | 13.8M | $695,754 | 1.2% |
| 17 | VOEVANGUARD INDEX FDS | 3.5M | $692,949 | 1.2% |
| 18 | VBRVANGUARD INDEX FDS | 2.8M | $683,522 | 1.2% |
| 19 | ESGUiShares | 4.1M | $664,270 | 1.1% |
| 20 | GBILGoldman Sachs | 6.3M | $627,006 | 1.1% |
| 21 | SCHFSCHWAB STRATEGIC TR | 20.6M | $569,544 | 1% |
| 22 | VWOBVANGUARD WHITEHALL FDS INC | 7.5M | $505,706 | 0.9% |
| 23 | TFISPDR SERIES TRUST | 11.0M | $505,160 | 0.9% |
| 24 | STIPiShares | 4.6M | $465,218 | 0.8% |
| 25 | IEMGISHARES INC | 5.4M | $447,332 | 0.8% |
| 26 | EMBISHARES TR | 4.6M | $444,997 | 0.8% |
| 27 | SCHBSCHWAB STRATEGIC TR | 15.3M | $442,860 | 0.7% |
| 28 | ESGDiShares | 4.0M | $408,427 | 0.7% |
| 29 | SPDWSPDR State Street Global Advisors | 8.0M | $403,261 | 0.7% |
| 30 | VTEBVANGUARD BD INDEX FD INC | 7.1M | $357,194 | 0.6% |
| 31 | iShares | 1.3M | $330,460 | 0.6% |
| 32 | VOOVANGUARD INDEX FDS | 385,170 | $264,539 | 0.4% |
| 33 | IWSISHARES TR | 1.4M | $228,222 | 0.4% |
| 34 | VUGVANGUARD INDEX FDS | 2.0M | $168,309 | 0.3% |
| 35 | ESGEiShares | 3.0M | $166,380 | 0.3% |
| 36 | GSIEGoldman Sachs | 3.5M | $162,037 | 0.3% |
| 37 | DFACDimensional | 3.5M | $156,352 | 0.3% |
| 38 | IWNISHARES TR | 646,889 | $143,092 | 0.2% |
| 39 | VOTEEngine No. 1 | 1.6M | $142,884 | 0.2% |
| 40 | SCHVSCHWAB STRATEGIC TR | 3.9M | $134,632 | 0.2% |
| 41 | SPYVSPDR State Street Global Advisors | 2.2M | $131,230 | 0.2% |
| 42 | IAGGISHARES TR | 2.5M | $127,388 | 0.2% |
| 43 | SPYXSPDR State Street Global Advisors | 2.0M | $121,073 | 0.2% |
| 44 | SPEMSPDR State Street Global Advisors | 2.1M | $108,730 | 0.2% |
| 45 | IVVISHARES TR | 144,753 | $108,404 | 0.2% |
| 46 | KOMPState Street Global Advisors Inc | 1.5M | $107,298 | 0.2% |
| 47 | GEMGoldman Sachs | 2.0M | $105,299 | 0.2% |
| 48 | JP Morgan Investment Management Inc | 2.0M | $100,096 | 0.2% |
| 49 | ESMLBlackRock Fund Advisors | 1.8M | $99,339 | 0.2% |
| 50 | Goldman Sachs | 1.9M | $91,571 | 0.2% |
| 51 | EAGGiShares | 1.8M | $85,924 | 0.1% |
| 52 | FWDAllianceBernstein LP | 580,084 | $85,922 | 0.1% |
| 53 | BNDVANGUARD BD INDEX FD INC | 1.1M | $81,610 | 0.1% |
| 54 | SPDR State Street Global Advisors | 1.5M | $79,805 | 0.1% |
| 55 | ESGVVANGUARD | 596,067 | $78,824 | 0.1% |
| 56 | IVEISHARES TR | 342,003 | $77,655 | 0.1% |
| 57 | VOVANGUARD INDEX FDS | 940,189 | $75,751 | 0.1% |
| 58 | QQQMINVESCO EXCH TRADED FD TR | 244,300 | $74,016 | 0.1% |
| 59 | iShares | 1.5M | $71,652 | 0.1% |
| 60 | GSSCGoldman Sachs | 774,716 | $70,701 | 0.1% |
| 61 | USHYISHARES | 1.9M | $70,673 | 0.1% |
| 62 | VTIPVANGUARD MALVERN FDS | 1.4M | $69,330 | 0.1% |
| 63 | VBVANGUARD INDEX FDS | 225,580 | $68,378 | 0.1% |
| 64 | IGEBISHARES TR | 1.5M | $67,139 | 0.1% |
| 65 | SHVISHARES TR | 599,791 | $66,187 | 0.1% |
| 66 | SCHASCHWAB STRATEGIC TR | 1.8M | $63,357 | 0.1% |
| 67 | DFICDimensional Fund Advisors LP | 1.7M | $62,224 | 0.1% |
| 68 | Goldman Sachs | 1.2M | $60,661 | 0.1% |
| 69 | BINCBlackRock Fund Advisors | 1.1M | $58,500 | 0.1% |
| 70 | DFCFDimensional Fund Advisors LP | 1.4M | $57,066 | 0.1% |
| 71 | IEFISHARES TR | 597,634 | $56,518 | 0.1% |
| 72 | BSVVANGUARD BD INDEX FD INC | 663,160 | $51,667 | 0.1% |
| 73 | Goldman Sachs Asset Management LP | 1.0M | $51,666 | 0.1% |
| 74 | VVVanguard | 147,169 | $50,613 | 0.1% |
| 75 | DSIiShares | 337,922 | $48,117 | 0.1% |
| 76 | GCORGoldman Sachs | 1.1M | $45,574 | 0.1% |
| 77 | VANGUARD MALVERN FDS | 582,358 | $45,179 | 0.1% |
| 78 | Goldman Sachs | 908,825 | $44,396 | 0.1% |
| 79 | QQQInvesco | 59,372 | $43,722 | 0.1% |
| 80 | SUSAiShares | 270,917 | $41,802 | 0.1% |
| 81 | VIGVANGUARD SPECIALIZED PORTFOL | 172,908 | $40,913 | 0.1% |
| 82 | VXUSVANGUARD STAR FD | 468,494 | $40,052 | 0.1% |
| 83 | SUSCISHARES | 1.7M | $39,381 | 0.1% |
| 84 | DFEMDimensional Fund Advisors LP | 933,438 | $37,935 | 0.1% |
| 85 | QLTAiShares | 780,865 | $37,107 | 0.1% |
| 86 | IBITBlackRock Fund Advisors | 1.1M | $35,607 | 0.1% |
| 87 | DFLVDimensional Fund Advisors LP | 843,473 | $33,351 | 0.1% |
| 88 | SGOVWestern Asset Management Co | 325,467 | $32,765 | 0.1% |
| 89 | DFAIDimensional Fund Advisors | 767,154 | $31,645 | 0.1% |
| 90 | CLOABlackRock Fund Advisors | 585,958 | $30,417 | 0.1% |
| 91 | SPDR State Street Global Advisors | 556,930 | $30,158 | 0.1% |
| 92 | GOLDMAN SACHS ETF TR | 275,103 | $29,353 | 0% |
| 93 | Goldman Sachs Asset Management LP | 672,741 | $28,578 | 0% |
| 94 | DCORDimensional Fund Advisors LP | 341,912 | $28,030 | 0% |
| 95 | BNDWVanguard Total World Bond ETF | 408,910 | $28,023 | 0% |
| 96 | DFAUDimensional Fund Advisors | 536,301 | $27,721 | 0% |
| 97 | DFATDimensional | 380,189 | $26,575 | 0% |
| 98 | QUALiShares | 118,205 | $25,938 | 0% |
| 99 | VOTVanguard | 84,642 | $25,926 | 0% |
| 100 | BIVVANGUARD BD INDEX FD INC | 315,442 | $24,194 | 0% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.