PE ratio relative to earnings growth — is the valuation justified?
—
PEG Ratio
PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions
PEG ratio is generally unreliable for Financial Services companies
—
Current Price
$32.84
TTM EPS
$1.58
P/E Ratio
20.78
Growth Rate
—
N/A
Sector
Financial Services
Banks - Regional
Calculated
8/28/2026
6:41:26 PM
PEG Ratio Unavailable
EPS growth rate unavailable
Peer Comparison
Sample Size
2 peers
Industry Median PEG
1.75
25th Percentile
1.73
75th Percentile
1.78
Symbol
Company
PEG
P/E
Growth
vs MSBI
FMBH
FIRST MID BANCSHARES, INC.
1.73
12.5
7.2%
—
CIVB
CIVISTA BANCSHARES, INC.
1.78
10.2
5.7%
—
How to Interpret PEG Ratio
PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.
PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."
PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.
Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.
