PE ratio relative to earnings growth — is the valuation justified?
1.10
PEG Ratio
PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions
PEG ratio is generally unreliable for Financial Services companies
1.10
Growth Rate Source
Good Data Quality5-Year EPS CAGR
Current Price
$151.00
TTM EPS
$11.28
P/E Ratio
13.39
Growth Rate
12.2%
5-Year EPS CAGR
Sector
Financial Services
Banks - Diversified
Calculated
8/28/2026
6:44:35 PM
Peer Comparison
Sample Size
3 peers
Industry Median PEG
0.91
25th Percentile
0.86
75th Percentile
1.69
NTIOF PEG (1.10) vs Industry Median (0.91): 21% premium
Symbol
Company
PEG
P/E
Growth
vs NTIOF
JPM
JPMORGAN CHASE & CO
0.86
15.2
17.7%
-22%
BAC
BANK OF AMERICA CORP /DE/
0.91
14.1
15.5%
-17%
C
CITIGROUP INC
1.69
14.3
8.4%
+54%
How to Interpret PEG Ratio
PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.
PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."
PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.
Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.
