PE ratio relative to earnings growth — is the valuation justified?
0.52
PEG Ratio
PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions
PEG ratio is generally unreliable for Financial Services companies
0.52
Growth Rate Source
Good Data Quality5-Year EPS CAGR
Current Price
$15.17
TTM EPS
$1.94
P/E Ratio
7.82
Growth Rate
15.1%
5-Year EPS CAGR
Sector
Financial Services
Banks - Regional
Calculated
8/28/2026
7:51:00 PM
Peer Comparison
Sample Size
3 peers
Industry Median PEG
1.83
25th Percentile
0.48
75th Percentile
5.48
OPBK PEG (0.52) vs Industry Median (1.83): 72% discount
Symbol
Company
PEG
P/E
Growth
vs OPBK
PCB
PCB BANCORP
0.48
9.5
19.8%
-7%
BCML
BayCom Corp
1.83
25.0
13.6%
+254%
RBB
RBB Bancorp
5.48
10.8
2.0%
+962%
How to Interpret PEG Ratio
PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.
PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."
PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.
Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.
