Holders — by stockHoldings — by fund
Sterling Financial Planning, Inc.
Everything this manager disclosed owning in US-listed stocks — its complete Form 13F portfolio · as of 2026-06-30 · filed with the SEC up to 45 days after quarter end · CIK 0001844278
$367.7M
disclosed book value
123
positions
6.3%
largest position share
Positions, as of 2026-06-30
top 100 of 123 · 13F covers long US-listed positions only — cash, bonds, private and foreign stakes are not disclosed · PUT/CALL tags = options positions (share-equivalents), not shares held
| # | Issuer | Shares | Value | % of book |
|---|---|---|---|---|
| 1 | IJJISHARES TR | 156,530 | $23.1M | 6.3% |
| 2 | IJTISHARES TR | 128,012 | $22.9M | 6.2% |
| 3 | IJKISHARES TR | 182,653 | $21.5M | 5.8% |
| 4 | IVWISHARES TR | 148,229 | $20.4M | 5.5% |
| 5 | IAUISHARES GOLD TR | 233,678 | $17.6M | 4.8% |
| 6 | DFIVDIMENSIONAL ETF TRUST | 310,296 | $16.8M | 4.6% |
| 7 | VYMVANGUARD WHITEHALL FDS | 83,032 | $13.1M | 3.6% |
| 8 | FNDXSCHWAB STRATEGIC TR | 418,339 | $13.0M | 3.5% |
| 9 | DISVDIMENSIONAL ETF TRUST | 302,926 | $12.2M | 3.3% |
| 10 | BIVVANGUARD BD INDEX FDS | 153,913 | $11.8M | 3.2% |
| 11 | DFSVDIMENSIONAL ETF TRUST | 292,001 | $11.3M | 3.1% |
| 12 | IJSISHARES TR | 73,343 | $10.0M | 2.7% |
| 13 | XBJAINNOVATOR ETFS TRUST | 288,650 | $9.8M | 2.7% |
| 14 | IVVISHARES TR | 12,282 | $9.2M | 2.5% |
| 15 | DFIPDIMENSIONAL ETF TRUST | 179,710 | $7.4M | 2% |
| 16 | DFEVDIMENSIONAL ETF TRUST | 173,234 | $7.4M | 2% |
| 17 | DFGRDIMENSIONAL ETF TRUST | 247,263 | $7.2M | 1.9% |
| 18 | IJHISHARES TR | 66,771 | $5.1M | 1.4% |
| 19 | QQQINVESCO QQQ TR | 6,768 | $5.0M | 1.4% |
| 20 | EFGISHARES TR | 39,975 | $5.0M | 1.4% |
| 21 | IVEISHARES TR | 21,679 | $4.9M | 1.3% |
| 22 | VCSHVANGUARD SCOTTSDALE FDS | 61,984 | $4.9M | 1.3% |
| 23 | BSVVANGUARD BD INDEX FDS | 61,799 | $4.8M | 1.3% |
| 24 | AAPLAPPLE INC | 16,124 | $4.7M | 1.3% |
| 25 | GOVTISHARES TR | 198,231 | $4.5M | 1.2% |
| 26 | VOEVANGUARD INDEX FDS | 21,586 | $4.3M | 1.2% |
| 27 | VTEBVANGUARD MUN BD FDS | 78,977 | $4.0M | 1.1% |
| 28 | GLDSPDR GOLD TR | 10,288 | $3.8M | 1% |
| 29 | VOTVANGUARD INDEX FDS | 11,514 | $3.5M | 1% |
| 30 | VTESVANGUARD WELLINGTON FD | 34,648 | $3.5M | 1% |
| 31 | VBKVANGUARD INDEX FDS | 8,480 | $3.1M | 0.8% |
| 32 | VTIPVANGUARD MALVERN FDS | 61,111 | $3.1M | 0.8% |
| 33 | VNQVANGUARD INDEX FDS | 31,228 | $3.0M | 0.8% |
| 34 | BNDXVANGUARD CHARLOTTE FDS | 61,896 | $3.0M | 0.8% |
| 35 | IDVISHARES TR | 71,635 | $3.0M | 0.8% |
| 36 | DGSWISDOMTREE TR | 39,294 | $2.5M | 0.7% |
| 37 | VBRVANGUARD INDEX FDS | 10,385 | $2.5M | 0.7% |
| 38 | JNJJOHNSON & JOHNSON | 9,653 | $2.5M | 0.7% |
| 39 | FNDCSCHWAB STRATEGIC TR | 48,976 | $2.4M | 0.6% |
| 40 | VEAVANGUARD TAX-MANAGED FDS | 28,535 | $2.0M | 0.6% |
| 41 | SPYSTATE STR SPDR S&P 500 ETF T | 2,598 | $1.9M | 0.5% |
| 42 | MUBISHARES TR | 17,094 | $1.8M | 0.5% |
| 43 | IJRISHARES TR | 10,706 | $1.6M | 0.4% |
| 44 | TIPISHARES TR | 14,505 | $1.6M | 0.4% |
| 45 | PRFINVESCO EXCHANGE TRADED FD T | 29,316 | $1.6M | 0.4% |
| 46 | EXMOCEXXON MOBIL CORP | 11,444 | $1.6M | 0.4% |
| 47 | SCZISHARES TR | 15,997 | $1.3M | 0.4% |
| 48 | DFARDIMENSIONAL ETF TRUST | 49,877 | $1.3M | 0.4% |
| 49 | MSFTMICROSOFT CORP | 3,276 | $1.2M | 0.3% |
| 50 | DFLVDIMENSIONAL ETF TRUST | 29,060 | $1.1M | 0.3% |
| 51 | BRK/BBERKSHIRE HATHAWAY INC DEL | 2,151 | $1.1M | 0.3% |
| 52 | SIGISELECTIVE INS GROUP INC | 10,862 | $1.1M | 0.3% |
| 53 | RTXRTX CORPORATION | 5,242 | $994,565 | 0.3% |
| 54 | LLYELI LILLY & CO | 777 | $932,292 | 0.3% |
| 55 | GOOGLALPHABET INC | 2,588 | $924,874 | 0.3% |
| 56 | VUGVANGUARD INDEX FDS | 10,472 | $902,027 | 0.2% |
| 57 | DFUSDIMENSIONAL ETF TRUST | 10,355 | $848,477 | 0.2% |
| 58 | OREALTY INCOME CORP | 12,841 | $795,611 | 0.2% |
| 59 | JPMJPMORGAN CHASE & CO | 2,343 | $766,934 | 0.2% |
| 60 | PJANINNOVATOR ETFS TRUST | 14,962 | $740,467 | 0.2% |
| 61 | MMM3M CO | 4,368 | $707,279 | 0.2% |
| 62 | PRFZINVESCO EXCHANGE TRADED FD T | 12,053 | $672,223 | 0.2% |
| 63 | RSPINVESCO EXCHANGE TRADED FD T | 3,018 | $642,135 | 0.2% |
| 64 | CPSYCALAMOS ETF TR | 24,970 | $641,729 | 0.2% |
| 65 | MDYVSPDR SERIES TRUST | 6,616 | $627,507 | 0.2% |
| 66 | LRCXLAM RESEARCH CORP | 1,435 | $621,829 | 0.2% |
| 67 | AMZNAMAZON COM INC | 2,561 | $610,389 | 0.2% |
| 68 | VOVANGUARD INDEX FDS | 7,490 | $603,491 | 0.2% |
| 69 | VIGVANGUARD SPECIALIZED FUNDS | 2,505 | $592,797 | 0.2% |
| 70 | GOOGALPHABET INC | 1,676 | $592,248 | 0.2% |
| 71 | METAMETA PLATFORMS INC | 1,031 | $580,560 | 0.2% |
| 72 | COSTCOSTCO WHOLESALE CORPORATION | 620 | $580,386 | 0.2% |
| 73 | DEDEERE & CO | 822 | $521,419 | 0.1% |
| 74 | CSRECOHEN & STEERS ETF TRUST | 18,093 | $513,479 | 0.1% |
| 75 | SCHESCHWAB STRATEGIC TR | 13,381 | $485,185 | 0.1% |
| 76 | PFSPROVIDENT FINL SVCS INC | 20,152 | $476,393 | 0.1% |
| 77 | IBMINTERNATIONAL BUSINESS MACHS | 1,667 | $468,678 | 0.1% |
| 78 | NVDANVIDIA CORPORATION | 2,157 | $431,615 | 0.1% |
| 79 | PEPPEPSICO INC | 3,178 | $430,330 | 0.1% |
| 80 | MRKMERCK & CO INC | 3,246 | $417,133 | 0.1% |
| 81 | DVYISHARES TR | 2,602 | $406,644 | 0.1% |
| 82 | GEGE AEROSPACE | 1,072 | $400,671 | 0.1% |
| 83 | GDGENERAL DYNAMICS CORP | 1,128 | $399,472 | 0.1% |
| 84 | VWOVANGUARD INTL EQUITY INDEX F | 6,387 | $381,227 | 0.1% |
| 85 | DFISDIMENSIONAL ETF TRUST | 10,763 | $377,010 | 0.1% |
| 86 | EMBISHARES TR | 3,825 | $368,841 | 0.1% |
| 87 | CARRCARRIER GLOBAL CORPORATION | 5,027 | $368,730 | 0.1% |
| 88 | PGPROCTER & GAMBLE CO | 2,470 | $362,201 | 0.1% |
| 89 | ABTABBOTT LABORATORIES | 3,921 | $355,792 | 0.1% |
| 90 | IDHQINVESCO EXCH TRADED FD TR II | 8,109 | $354,426 | 0.1% |
| 91 | ABBVABBVIE INC | 1,389 | $349,528 | 0.1% |
| 92 | CATCATERPILLAR INC | 327 | $348,222 | 0.1% |
| 93 | QUALISHARES TR | 1,583 | $347,357 | 0.1% |
| 94 | UAUGINNOVATOR ETFS TRUST | 7,809 | $328,640 | 0.1% |
| 95 | VTIVANGUARD INDEX FDS | 876 | $324,241 | 0.1% |
| 96 | CVXCHEVRON CORPORATION | 1,938 | $321,270 | 0.1% |
| 97 | XBAPINNOVATOR ETFS TRUST | 7,634 | $320,219 | 0.1% |
| 98 | GEVGE VERNOVA INC | 265 | $311,340 | 0.1% |
| 99 | CSCOCISCO SYS INC | 2,625 | $308,333 | 0.1% |
| 100 | HDHOME DEPOT INC | 862 | $304,050 | 0.1% |
Source: SEC Form 13F-HR, reporting period 2026-06-30. Values are the manager's filed June-30-style quarter-end marks, not live prices. Research, not investment advice.