Affirm Holdings, Inc. (AFRM) Fair Value 2026 — DCF & Multi-Method Analysis | EvidInvest | EvidInvest

AFRM — Fair Value Analysis

Affirm Holdings, Inc.

Current: $78.35Overvalued

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High uncertainty:The valuation methods show significant disagreement (>100% spread). Treat the range as a rough guide rather than a precise estimate.

Fair Value Range

Bear Case (25th pct.)

$2.72

-96.5% vs price

Base Case (Median)

$13.30

-83.0% vs price

Bull Case (75th pct.)

$14.32

-81.7% vs price

$2.72$13.30$14.32

◇ = Current price | |Bear |Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$-7.86	-110.0%	High (40%)
PE Comparable	$13.30	-83.0%	Medium (25%)
Graham Number	$15.34	-80.4%	High (80%)

Interpretation

Based on 3 out of 8 methods, AFRM appears overvalued at the current price of $78.35. The base case fair value of $13.30 implies 83.0% downside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.