First Bancorp (FBNC) Fair Value 2026 — DCF & Multi-Method Analysis | EvidInvest | EvidInvest

FBNC — Fair Value Analysis

First Bancorp

Current: $66.12Overvalued

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High uncertainty:The valuation methods show significant disagreement (>100% spread). Treat the range as a rough guide rather than a precise estimate.

Fair Value Range

Bear Case (25th pct.)

$25.17

-61.9% vs price

Base Case (Median)

$46.50

-29.7% vs price

Bull Case (75th pct.)

$54.20

-18.0% vs price

$25.17$46.50$54.20

◇ = Current price | |Bear |Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$-16.16	-124.4%	High (40%)
PE Comparable	$38.95	-41.1%	Medium (25%)
Growth Trajectory DCF	$54.66	-17.3%	Medium (20%)
Graham Number	$54.05	-18.3%	High (80%)

Interpretation

Based on 4 out of 8 methods, FBNC appears overvalued at the current price of $66.12. The base case fair value of $46.50 implies 29.7% downside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.