NBT Bancorp Inc.
Bear Case (25th pct.)
-21.6% vs price
Base Case (Median)
-1.1% vs price
Bull Case (75th pct.)
7.4% vs price
◇ = Current price | |Bear |Base | Bull
| Method | Est. Value | vs Price | Weight |
|---|---|---|---|
| DCF (Discounted Cash Flow) | $19.14 | -64.1% | High (40%) |
| PE Comparable | $49.35 | -7.4% | Medium (25%) |
| Growth Trajectory DCF | $56.08 | 5.2% | Medium (20%) |
| Graham Number | $60.79 | 14.1% | High (80%) |
Based on 4 out of 8 methods, NBTB appears fairly valued at the current price of $53.29. The base case fair value of $52.72 implies 1.1% downside.
Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.