OFG Bancorp (OFG) Fair Value 2026 — DCF & Multi-Method Analysis | EvidInvest | EvidInvest

OFG — Fair Value Analysis

OFG Bancorp

Current: $53.52Fairly Valued

Fair Value Range

Bear Case (25th pct.)

$51.04

-4.6% vs price

Base Case (Median)

$59.12

10.5% vs price

Bull Case (75th pct.)

$62.16

16.1% vs price

$51.04$59.12$62.16

◇ = Current price | |Bear |Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$30.49	-43.0%	High (40%)
PE Comparable	$60.36	12.8%	Medium (25%)
Growth Trajectory DCF	$67.56	26.2%	Medium (20%)
Graham Number	$57.88	8.2%	High (80%)

Interpretation

Based on 4 out of 8 methods, OFG appears fairly valued at the current price of $53.52. The base case fair value of $59.12 implies 10.5% upside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.