Provident Financial Holdings, Inc. (PROV) Fair Value 2026 — DCF & Multi-Method Analysis | EvidInvest | EvidInvest

PROV — Fair Value Analysis

Provident Financial Holdings, Inc.

Current: $17.91Overvalued

Fair Value Range

Bear Case (25th pct.)

$9.35

-47.8% vs price

Base Case (Median)

$12.33

-31.2% vs price

Bull Case (75th pct.)

$16.83

-6.0% vs price

$9.35$12.33$16.83

◇ = Current price | |Bear |Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$6.37	-64.4%	High (40%)
PE Comparable	$12.33	-31.1%	Medium (25%)
Graham Number	$21.33	19.1%	High (80%)

Interpretation

Based on 3 out of 8 methods, PROV appears overvalued at the current price of $17.91. The base case fair value of $12.33 implies 31.2% downside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.