Bread Financial Holdings, Inc. (BFH)
Pre-earnings consensus targets and post-earnings beat/miss — standardized metrics from the earnings calendar. No narrative, no price targets.
Pre-earnings
Consensus targets for the next print, plus how the business has been running.
Next report
Oct 22, 2026
Consensus estimate row
EPS target
$3.40
Street estimate
Revenue target
$1.01B
Street estimate
Trailing EPS (avg 4Q)
$3.45
Beat rate last 4: 100%
Latest EPS YoY
+13.1%
vs 2025-07-24
Latest revenue YoY
+7.2%
How results look so far
Trailing revenue (avg 4Q)
$989.3M
Printed quarters
EPS beat rate (4Q)
100%
Share of quarters that beat EPS est.
Post-earnings
Did the company hit the target? Actual vs estimate and surprise.
Last print
Jul 23, 2026
EPS beat
EPS actual / est
$3.55 / $2.74
+29.6%
Revenue actual / est
$993.0M / $959.3M
+3.5%
Result
Target reached
Based on EPS vs consensus
Earnings history
Estimate vs actual and surprise % by print date
| Date | EPS est | EPS act | EPS surprise | Rev est | Rev act | Rev surprise |
|---|---|---|---|---|---|---|
| 10/22/2026upcoming | $3.40 | Pending | — | $1.01B | Pending | — |
| 7/23/2026 | $2.74 | $3.55 | +29.6% | $959.3M | $993.0M | +3.5% |
| 4/23/2026 | $3.00 | $4.18 | +39.3% | $993.6M | $1.02B | +2.5% |
| 1/29/2026 | $0.40 | $2.07 | +417.5% | $953.3M | $975.0M | +2.3% |
| 10/23/2025 | $2.11 | $4.02 | +90.5% | $968.1M | $971.0M | +0.3% |
| 7/24/2025 | $1.85 | $3.14 | +69.7% | $973.9M | $926.0M | -4.9% |
| 4/24/2025 | $2.10 | $2.86 | +36.2% | $953.5M | $970.0M | +1.7% |
| 1/30/2025 | $0.33 | $0.41 | +24.2% | $973.6M | $925.0M | -5.0% |
| 10/24/2024 | $1.94 | $1.84 | -5.2% | $981.3M | $983.0M | +0.2% |
| 7/25/2024 | $1.77 | $2.66 | +50.3% | $922.3M | $939.0M | +1.8% |
| 4/25/2024 | $3.02 | $2.70 | -10.6% | $999.2M | $991.0M | -0.8% |
| 1/25/2024 | $-0.88 | $0.90 | +202.3% | $989.4M | $1.02B | +2.8% |
| 10/26/2023 | $2.32 | $3.46 | +49.1% | $994.8M | $1.03B | +3.6% |
| 7/27/2023 | $0.23 | $1.27 | +452.2% | $968.6M | $952.0M | -1.7% |
| 4/27/2023 | $6.87 | $9.08 | +32.2% | $1.05B | $1.29B | +22.8% |
| 1/26/2023 | $-2.97 | $-2.68 | +9.8% | $1.00B | $1.03B | +3.1% |
| 10/27/2022 | $2.60 | $2.69 | +3.5% | $968.5M | $990.0M | +2.2% |
| 7/28/2022 | $2.21 | $0.25 | -88.7% | $901.7M | $914.0M | +1.4% |
| 4/28/2022 | $4.42 | $4.21 | -4.8% | $907.9M | $933.0M | +2.8% |
| 1/27/2022 | $1.52 | $1.21 | -20.4% | — | $75.5M | — |
More on Bread Financial Holdings, Inc.
Compare with peers
- PTACW · Patriot Acquisition Corp.
- VSMPX · Vanguard Total Stock Market Index Fund Institutional Plus Shares
- VTSAX · Vanguard Total Stock Market Index Fund Admiral Shares
- VITSX · Vanguard Total Stock Market Index Fund Institutional Shares
- VTI · Vanguard Morningstar Total Stock Market ETF
- PMFLX · PIMCO Flexible Municipal Income Fund