Earnings calendar/CACC
Credit Acceptance Corporation (CACC)
Pre-earnings consensus targets and post-earnings beat/miss — standardized metrics from the earnings calendar. No narrative, no price targets.
Pre-earnings
Consensus targets for the next print, plus how the business has been running.
Next report
Oct 29, 2026
Consensus estimate row
EPS target
$12.36
Street estimate
Revenue target
$594.6M
Street estimate
Trailing EPS (avg 4Q)
$11.12
Beat rate last 4: 75%
Latest EPS YoY
+41.6%
vs 2025-07-31
Latest revenue YoY
+2.1%
How results look so far
Trailing revenue (avg 4Q)
$580.9M
Printed quarters
EPS beat rate (4Q)
75%
Share of quarters that beat EPS est.
Post-earnings
Did the company hit the target? Actual vs estimate and surprise.
Last print
Aug 4, 2026
EPS miss
EPS actual / est
$12.12 / $12.20
-0.7%
Revenue actual / est
$587.4M / $588.1M
-0.1%
Result
Below target
Based on EPS vs consensus
Earnings history
Estimate vs actual and surprise % by print date
| Date | EPS est | EPS act | EPS surprise | Rev est | Rev act | Rev surprise |
|---|---|---|---|---|---|---|
| 10/29/2026upcoming | $12.36 | Pending | — | $594.6M | Pending | — |
| 8/4/2026 | $12.20 | $12.12 | -0.7% | $588.1M | $587.4M | -0.1% |
| 7/30/2026upcoming | $12.20 | Pending | — | $588.1M | Pending | — |
| 5/5/2026 | $10.61 | $10.71 | +0.9% | $580.8M | $580.0M | -0.1% |
| 4/29/2026upcoming | $10.73 | Pending | — | $580.8M | Pending | — |
| 1/29/2026 | $10.30 | $11.35 | +10.2% | $585.4M | $579.9M | -0.9% |
| 10/30/2025 | $9.87 | $10.28 | +4.2% | $593.8M | $576.4M | -2.9% |
| 7/31/2025 | $9.84 | $8.56 | -13.0% | $589.7M | $575.6M | -2.4% |
| 4/30/2025 | $10.31 | $8.66 | -16.0% | $567.2M | $562.3M | -0.9% |
| 1/30/2025 | $7.70 | $12.26 | +59.2% | $564.7M | $557.7M | -1.2% |
| 10/30/2024 | $9.21 | $8.79 | -4.6% | $548.1M | $550.3M | +0.4% |
| 7/31/2024 | $8.86 | $3.83 | -56.8% | $525.0M | $538.2M | +2.5% |
| 4/30/2024 | $9.13 | $9.28 | +1.6% | $497.7M | $508.0M | +2.1% |
| 1/31/2024 | $5.43 | $7.29 | +34.3% | $489.5M | $491.6M | +0.4% |
| 10/30/2023 | $5.71 | $5.43 | -4.9% | $487.3M | $473.2M | -2.9% |
| 8/1/2023 | $8.18 | $1.69 | -79.3% | $463.9M | $460.8M | -0.7% |
| 5/1/2023 | $8.81 | $7.61 | -13.6% | $458.2M | $438.5M | -4.3% |
| 1/31/2023 | $7.16 | $9.58 | +33.8% | $452.9M | $433.1M | -4.4% |
| 11/1/2022 | $10.33 | $6.49 | -37.2% | $459.1M | $437.0M | -4.8% |
| 8/1/2022 | $12.89 | $7.94 | -38.4% | $454.8M | $455.8M | +0.2% |
| 5/2/2022 | $12.37 | $14.94 | +20.8% | $443.4M | $437.9M | -1.2% |
| 1/31/2022 | $12.69 | $14.60 | +15.1% | $459.4M | $444.9M | -3.1% |
| 11/1/2021 | $12.02 | $15.79 | +31.4% | $459.9M | $457.5M | -0.5% |
| 7/29/2021 | $10.36 | $17.18 | +65.8% | $471.7M | $461.2M | -2.2% |
| 4/29/2021 | $7.92 | $11.82 | +49.2% | $420.4M | $450.8M | +7.2% |
| 2/1/2021 | $7.21 | $9.43 | +30.8% | $429.2M | $433.0M | +0.9% |
| 10/29/2020 | $5.69 | $13.56 | +138.3% | $178.8M | $426.3M | +138.5% |
| 7/30/2020 | $4.84 | $5.40 | +11.6% | $364.9M | $392.4M | +7.5% |
| 5/27/2020 | $4.15 | $-4.61 | -211.1% | $310.6M | $388.9M | +25.2% |
| 1/30/2020 | $8.85 | $8.60 | -2.8% | $397.1M | $368.9M | -7.1% |
| 11/1/2019 | $8.95 | $8.73 | -2.5% | $388.2M | $378.6M | -2.5% |
| 7/30/2019 | $8.46 | $8.68 | +2.6% | $361.2M | $370.5M | +2.6% |
| 4/29/2019 | $7.87 | $8.65 | +9.9% | $321.9M | $353.8M | +9.9% |
| 1/30/2019 | $7.29 | $7.79 | +6.9% | $320.8M | $326.2M | +1.7% |
| 10/29/2018 | $6.90 | $7.75 | +12.3% | $295.6M | $330.1M | +11.7% |
| 7/31/2018 | $6.52 | $7.75 | +18.9% | $265.3M | $314.0M | +18.3% |
| 5/3/2018 | $6.19 | $6.17 | -0.3% | $296.6M | $294.9M | -0.6% |
| 1/30/2018 | $5.27 | $3.96 | -24.9% | $381.4M | $272.5M | -28.5% |
| 10/30/2017 | $4.99 | $5.19 | +4.0% | $273.0M | $269.7M | -1.2% |
| 7/31/2017 | $4.67 | $5.09 | +9.0% | $253.2M | $262.3M | +3.6% |
| 5/1/2017 | $4.37 | $4.72 | +8.0% | $243.3M | $248.1M | +2.0% |
| 1/31/2017 | $4.26 | $4.33 | +1.6% | $252.1M | $243.0M | -3.6% |
| 11/1/2016 | $4.15 | $4.21 | +1.4% | $243.1M | $234.6M | -3.5% |
| 7/29/2016 | $3.86 | $4.38 | +13.5% | $220.8M | $226.1M | +2.4% |
| 5/2/2016 | $3.81 | $3.63 | -4.7% | $239.2M | $213.6M | -10.7% |
| 2/1/2016 | $3.75 | $3.84 | +2.4% | $212.7M | $205.7M | -3.3% |
| 10/29/2015 | $3.69 | $3.53 | -4.3% | $219.7M | $198.2M | -9.8% |
| 7/29/2015 | $3.53 | $3.54 | +0.3% | $202.5M | $192.8M | -4.8% |
| 4/29/2015 | $3.33 | $3.41 | +2.4% | $189.6M | $182.0M | -4.0% |
| 1/29/2015 | $3.28 | $3.45 | +5.2% | $176.0M | $174.5M | -0.8% |
| 10/29/2014 | $3.14 | $3.38 | +7.6% | $168.8M | $170.7M | +1.1% |
| 7/30/2014 | $2.90 | $2.98 | +2.8% | $175.0M | $171.5M | -2.0% |
| 4/29/2014 | $2.79 | $2.72 | -2.5% | $181.5M | $166.0M | -8.5% |
| 1/30/2014 | $2.74 | $2.80 | +2.2% | $171.5M | $164.8M | -3.9% |
| 10/30/2013 | $2.59 | $2.75 | +6.2% | $162.7M | $161.8M | -0.5% |
| 7/30/2013 | $2.49 | $2.56 | +2.8% | $164.8M | $160.4M | -2.7% |
| 4/30/2013 | $2.31 | $2.48 | +7.4% | $153.4M | $154.9M | +1.0% |
| 1/31/2013 | $2.24 | $2.40 | +7.1% | $148.7M | $152.7M | +2.7% |
| 11/1/2012 | $2.24 | $2.12 | -5.4% | $164.5M | $155.7M | -5.4% |
| 8/2/2012 | $1.94 | $2.18 | +12.4% | $135.1M | $151.8M | +12.4% |
| 5/2/2012 | $2.01 | $1.92 | -4.5% | $149.1M | $142.4M | -4.5% |
| 2/2/2012 | $1.86 | $1.91 | +2.7% | $134.4M | $133.2M | -0.9% |
| 11/1/2011 | $1.75 | $1.91 | +9.1% | $122.5M | $133.7M | +9.2% |
| 8/1/2011 | $1.70 | $1.72 | +1.2% | $128.5M | $130.0M | +1.1% |
| 5/2/2011 | $1.54 | $1.57 | +1.9% | $121.1M | $123.5M | +2.0% |
| 2/2/2011 | $1.36 | $1.69 | +24.3% | $92.9M | $111.7M | +20.2% |
| 11/1/2010 | $1.30 | $1.48 | +13.8% | $98.1M | $111.7M | +13.8% |
| 8/3/2010 | $1.13 | $1.55 | +37.2% | $81.5M | $111.8M | +37.1% |
| 4/29/2010 | $1.16 | $1.01 | -12.9% | $118.6M | $103.3M | -13.0% |
| 3/3/2010 | — | $1.27 | — | — | $95.4M | — |
| 2/4/2010 | $1.19 | $1.26 | +5.9% | $94.5M | $100.3M | +6.1% |
| 8/5/2009 | — | $1.15 | — | — | $92.4M | — |
| 4/29/2009 | — | $0.93 | — | — | $87.9M | — |
| 2/27/2009 | — | $0.60 | — | — | $80.6M | — |
| 10/31/2008 | — | $0.67 | — | — | $75.6M | — |
| 8/6/2008 | — | $0.33 | — | — | $75.0M | — |
| 4/29/2008 | — | $0.57 | — | — | $70.8M | — |
| 3/14/2008 | — | $0.41 | — | — | $61.1M | — |
| 10/30/2007 | — | $0.47 | — | — | $61.1M | — |
| 8/2/2007 | — | $0.39 | — | — | $58.3M | — |
| 4/30/2007 | — | $0.49 | — | — | $57.4M | — |
| 3/2/2007 | — | $0.28 | — | — | $47.4M | — |
| 10/30/2006 | — | $0.44 | — | — | $55.4M | — |
| 8/2/2006 | — | $0.50 | — | — | $55.1M | — |
| 5/3/2006 | — | $0.45 | — | — | $53.0M | — |
| 3/10/2006 | — | $0.70 | — | — | $50.1M | — |
| 1/28/2006 | — | $0.38 | — | — | $52.4M | — |
| 3/24/2005 | $0.30 | $0.35 | +16.7% | — | $56.7M | — |
| 11/1/2004 | $0.28 | $0.32 | +14.3% | $37.0M | $43.2M | +16.7% |
| 8/4/2004 | $0.24 | $0.30 | +25.0% | $31.0M | $41.3M | +33.3% |
| 5/14/2004 | $0.24 | $0.04 | -83.3% | $62.4M | $37.8M | -39.4% |
| 1/28/2004 | $0.19 | $0.24 | +26.3% | $27.3M | $37.0M | +35.7% |
| 11/14/2003 | $0.17 | $0.22 | +29.4% | $25.3M | $35.9M | +41.7% |
| 8/5/2003 | $0.16 | $0.19 | +18.8% | $29.2M | $36.0M | +23.1% |
| 4/24/2003 | $0.11 | $0.20 | +81.8% | $24.9M | $36.9M | +48.1% |
| 1/31/2003 | $0.13 | $0.13 | 0.0% | $34.5M | $34.5M | 0.0% |
| 10/23/2002 | $0.19 | $0.22 | +15.8% | $35.7M | $42.4M | +18.8% |
| 7/17/2002 | $0.20 | $0.20 | 0.0% | $38.6M | $38.6M | 0.0% |
| 4/17/2002 | $0.18 | $0.19 | +5.6% | $36.6M | $38.8M | +5.9% |
| 1/23/2002 | $0.17 | $0.17 | 0.0% | $38.4M | $38.4M | 0.0% |
| 10/18/2001 | $0.17 | $0.18 | +5.9% | $34.9M | $36.8M | +5.7% |
| 7/18/2001 | $0.16 | $0.18 | +12.5% | $33.2M | $37.3M | +12.5% |
| 4/18/2001 | $0.14 | $0.15 | +7.1% | $32.3M | $34.7M | +7.7% |
| 1/25/2001 | $0.14 | $0.13 | -7.1% | $34.2M | $31.9M | -6.7% |
| 11/14/2000 | — | $0.14 | — | — | $31.2M | — |
| 10/18/2000 | $0.14 | $0.14 | 0.0% | $31.2M | $31.2M | +0.0% |
| 5/15/2000 | — | $0.13 | — | — | $29.5M | — |
| 1/27/2000 | $0.13 | $0.10 | -23.1% | $32.1M | $26.1M | -18.7% |
| 10/22/1999 | $0.12 | $0.07 | -41.7% | $31.0M | $24.3M | -21.6% |
| 7/21/1999 | $0.11 | $0.10 | -9.1% | $43.0M | $39.4M | -8.3% |
| 4/21/1999 | $0.11 | $0.12 | +9.1% | $23.5M | $25.8M | +10.0% |
| 1/27/1999 | $0.07 | $0.11 | +57.1% | $36.8M | $52.0M | +41.4% |
| 10/28/1998 | $0.10 | $0.12 | +20.0% | $21.8M | $27.2M | +25.0% |
| 7/22/1998 | $0.14 | $0.16 | +14.3% | $26.6M | $31.0M | +16.7% |
| 4/23/1998 | $0.11 | $0.15 | +36.4% | $30.4M | $31.9M | +4.8% |
| 2/3/1998 | $0.11 | $0.11 | 0.0% | $56.4M | $56.4M | 0.0% |
| 10/22/1997 | $0.27 | $0.69 | +155.6% | $30.9M | $33.7M | +9.1% |
| 7/24/1997 | $0.27 | $0.26 | -3.7% | $39.5M | $38.1M | -3.6% |
| 4/24/1997 | $0.26 | $0.26 | 0.0% | $36.1M | $36.1M | 0.0% |
| 1/22/1997 | $0.25 | $0.25 | 0.0% | $44.2M | $44.2M | 0.0% |
| 10/16/1996 | $0.23 | $0.23 | 0.0% | $28.7M | $28.7M | 0.0% |
| 7/18/1996 | $0.22 | $0.22 | 0.0% | $26.5M | $26.5M | 0.0% |
| 4/17/1996 | $0.20 | $0.20 | 0.0% | $24.5M | $24.5M | 0.0% |
| 1/24/1996 | $0.19 | $0.19 | 0.0% | $22.3M | $22.3M | 0.0% |
| 10/18/1995 | $0.18 | $0.18 | 0.0% | $19.7M | $19.7M | 0.0% |
| 7/19/1995 | $0.16 | $0.17 | +6.3% | $17.2M | $18.3M | +6.7% |
| 4/19/1995 | $0.14 | $0.15 | +7.1% | $14.8M | $15.9M | +7.7% |
| 1/25/1995 | $0.13 | $0.14 | +7.7% | $13.7M | $14.8M | +8.3% |
| 10/19/1994 | $0.11 | $0.14 | +27.3% | $10.4M | $14.3M | +37.5% |
| 7/20/1994 | $0.09 | $0.12 | +33.3% | $12.5M | $12.5M | +0.0% |
| 4/20/1994 | $0.09 | $0.10 | +11.1% | $8.9M | $10.0M | +12.5% |
| 1/25/1994 | $0.08 | $0.09 | +12.5% | $7.6M | $8.7M | +14.3% |
| 10/19/1993 | $0.07 | $0.07 | 0.0% | $8.0M | $8.0M | 0.0% |
| 7/20/1993 | $0.06 | $0.07 | +16.7% | $6.1M | $6.1M | +0.3% |
| 6/30/1993 | — | $0.08 | — | — | $7.3M | — |
| 1/26/1993 | $0.06 | $0.06 | 0.0% | $5.5M | $5.0M | -9.1% |
| 12/31/1992 | — | $0.05 | — | — | $5.5M | — |
| 6/30/1992 | — | $0.07 | — | — | $4.2M | — |
| 3/31/1992 | — | $0.03 | — | — | $3.7M | — |
More on Credit Acceptance Corporation
Compare with peers
- PTACW · Patriot Acquisition Corp.
- VSMPX · Vanguard Total Stock Market Index Fund Institutional Plus Shares
- VTSAX · Vanguard Total Stock Market Index Fund Admiral Shares
- VITSX · Vanguard Total Stock Market Index Fund Institutional Shares
- VTI · Vanguard Morningstar Total Stock Market ETF
- PMFLX · PIMCO Flexible Municipal Income Fund