What is Axos Financial, Inc. (AX)'s PEG ratio?

Axos Financial, Inc. (AX) has a PEG ratio of 0.61 (Potentially Undervalued), based on a PE ratio of 11.6 and expected EPS growth of 18.9% (5-Year EPS CAGR).

Is AX undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.61, Axos Financial, Inc. (AX) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/AX.

Axos Financial, Inc. (AX) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.61

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.61

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$97.90

TTM EPS

$8.47

P/E Ratio

11.56

Growth Rate

18.9%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

8/18/2026

12:42:10 PM

Peer Comparison

Sample Size

8 peers

Industry Median PEG

1.40

25th Percentile

0.96

75th Percentile

2.58

AX PEG (0.61) vs Industry Median (1.40): 56% discount

Symbol	Company	PEG	P/E	Growth	vs AX
AMAL	Amalgamated Financial Corp.	0.67	12.3	18.4%	+9%
BANF	BancFirst Corporation	0.82	15.4	18.8%	+34%
BANR	Banner Corporation	0.96	11.1	11.5%	+58%
BKU	BankUnited, Inc.	1.18	13.6	11.6%	+93%
LOB	Live Oak Bancshares, Inc.	1.62	14.5	8.9%	+165%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

Axos Financial, Inc. (AX) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on AX

Compare with peers

Explore

Axos Financial, Inc. (AX) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on AX

Compare with peers

Explore