What is CNFinance Holdings Ltd. (CNF)'s PEG ratio?

CNFinance Holdings Ltd. (CNF) has a PEG ratio of 0.89 (Potentially Undervalued), based on a PE ratio of 19.7 and expected EPS growth of 22.2% (Forward Growth Proxy).

Is CNF undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.89, CNFinance Holdings Ltd. (CNF) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/CNF.

CNFinance Holdings Ltd. (CNF) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.89

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.89

Current Price

$2.17

TTM EPS

$0.11

P/E Ratio

19.73

Growth Rate

22.2%

Forward Growth Proxy

Sector

Financial Services

Financial - Capital Markets

Calculated

8/28/2026

3:28:51 PM

Peer Comparison

Sample Size

5 peers

Industry Median PEG

0.37

25th Percentile

0.13

75th Percentile

0.75

CNF PEG (0.89) vs Industry Median (0.37): 138% premium

Symbol	Company	PEG	P/E	Growth	vs CNF
ONIT	ONITY GROUP INC.	0.02	2.2	98.0%	-97%
GHLD	Guild Holdings Company	0.13	9.9	76.2%	-85%
ALEX	Alexander & Baldwin, Inc.	0.37	23.5	62.9%	-58%
ECPG	ENCORE CAPITAL GROUP INC	0.75	7.7	10.4%	-16%
ROAD	Construction Partners, Inc.	2.38	44.8	18.9%	+168%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

CNFinance Holdings Ltd. (CNF) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on CNF

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CNFinance Holdings Ltd. (CNF) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on CNF

Compare with peers

Explore