What is Encore Capital Group, Inc. (ECPG)'s PEG ratio?

Encore Capital Group, Inc. (ECPG) has a PEG ratio of 0.66 (Potentially Undervalued), based on a PE ratio of 6.9 and expected EPS growth of 10.4% (5-Year EPS CAGR).

Is ECPG undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.66, Encore Capital Group, Inc. (ECPG) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/ECPG.

Encore Capital Group, Inc. (ECPG) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.66

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.66

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$90.61

TTM EPS

$13.21

P/E Ratio

6.86

Growth Rate

10.4%

5-Year EPS CAGR

Sector

Financial Services

Financial - Mortgages

Calculated

8/18/2026

10:23:39 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.53

25th Percentile

0.13

75th Percentile

1.15

ECPG PEG (0.66) vs Industry Median (0.53): 25% premium

Symbol	Company	PEG	P/E	Growth	vs ECPG
ONIT	Onity Group Inc.	0.02	2.1	98.0%	-97%
GHLD	Guild Holdings Company	0.13	9.9	76.2%	-80%
EFSC	Enterprise Financial Services Corp	0.92	13.1	14.2%	+40%
DORM	Dorman Products, Inc.	1.15	17.2	14.9%	+74%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

Encore Capital Group, Inc. (ECPG) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on ECPG

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Encore Capital Group, Inc. (ECPG) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on ECPG

Compare with peers

Explore