What is FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB)'s PEG ratio?

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB) has a PEG ratio of 0.33 (Potentially Undervalued), based on a PE ratio of 9.4 and expected EPS growth of 28.4% (5-Year EPS CAGR).

Is FCNCB undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.33, FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/FCNCB.

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.33

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.33

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$1760.00

TTM EPS

$187.04

P/E Ratio

9.41

Growth Rate

28.4%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

8/29/2026

12:24:03 AM

Peer Comparison

Sample Size

4 peers

Industry Median PEG

0.40

25th Percentile

0.39

75th Percentile

1.84

FCNCB PEG (0.33) vs Industry Median (0.40): 17% discount

Symbol	Company	PEG	P/E	Growth	vs FCNCB
FCNCP	FIRST CITIZENS BANCSHARES INC /DE/	0.00	0.1	28.4%	-99%
HTB	HomeTrust Bancshares, Inc.	0.39	12.2	31.3%	+18%
FCNCA	FIRST CITIZENS BANCSHARES INC /DE/	0.41	11.5	28.4%	+23%
FBAK	First National Bank Alaska	1.84	11.3	6.1%	+454%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on FCNCB

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FIRST CITIZENS BANCSHARES INC /DE/ (FCNCB) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on FCNCB

Compare with peers

Explore