What is FIRST UNITED CORP/MD/ (FUNC)'s PEG ratio?

FIRST UNITED CORP/MD/ (FUNC) has a PEG ratio of 0.81 (Potentially Undervalued), based on a PE ratio of 11.2 and expected EPS growth of 13.8% (5-Year EPS CAGR).

Is FUNC undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.81, FIRST UNITED CORP/MD/ (FUNC) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/FUNC.

FIRST UNITED CORP/MD/ (FUNC) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.81

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.81

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$43.20

TTM EPS

$3.87

P/E Ratio

11.16

Growth Rate

13.8%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

8/28/2026

3:27:42 PM

Peer Comparison

Sample Size

7 peers

Industry Median PEG

2.33

25th Percentile

0.96

75th Percentile

2.53

FUNC PEG (0.81) vs Industry Median (2.33): 65% discount

Symbol	Company	PEG	P/E	Growth	vs FUNC
BWFG	Bankwell Financial Group, Inc.	0.29	12.4	43.0%	-65%
FCCO	FIRST COMMUNITY CORP /SC/	0.96	12.5	13.0%	+18%
CFFI	C & F FINANCIAL CORP	1.58	10.2	6.5%	+95%
FNLC	First Bancorp, Inc /ME/	2.33	10.2	4.4%	+188%
LNKB	LINKBANCORP, Inc.	2.42	9.7	4.0%	+199%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

FIRST UNITED CORP/MD/ (FUNC) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on FUNC

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FIRST UNITED CORP/MD/ (FUNC) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on FUNC

Compare with peers

Explore