What is Honat Bancorp, Inc. (HONT)'s PEG ratio?

Honat Bancorp, Inc. (HONT) has a PEG ratio of 0.88 (Potentially Undervalued), based on a PE ratio of 11.0 and expected EPS growth of 12.5% (5-Year EPS CAGR).

Is HONT undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.88, Honat Bancorp, Inc. (HONT) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/HONT.

Honat Bancorp, Inc. (HONT) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.88

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.88

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$139.00

TTM EPS

$12.69

P/E Ratio

10.95

Growth Rate

12.5%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

8/29/2026

12:11:59 AM

Peer Comparison

Sample Size

6 peers

Industry Median PEG

0.82

25th Percentile

0.52

75th Percentile

2.50

HONT PEG (0.88) vs Industry Median (0.82): 6% premium

Symbol	Company	PEG	P/E	Growth	vs HONT
CCFN	MUNCY COLUMBIA FINANCIAL Corp	0.22	3.6	16.1%	-75%
LYBC	LYONS BANCORP INC	0.52	7.5	14.4%	-41%
DIMC	Dimeco, Inc.	0.60	7.8	13.0%	-32%
FISI	FINANCIAL INSTITUTIONS INC	1.05	10.2	9.7%	+20%
CZFS	CITIZENS FINANCIAL SERVICES INC	2.50	9.4	3.8%	+186%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

Honat Bancorp, Inc. (HONT) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on HONT

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Honat Bancorp, Inc. (HONT) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on HONT

Compare with peers

Explore