What is Orange County Bancorp, Inc. /DE/ (OBT)'s PEG ratio?

Orange County Bancorp, Inc. /DE/ (OBT) has a PEG ratio of 0.51 (Potentially Undervalued), based on a PE ratio of 10.7 and expected EPS growth of 20.8% (5-Year EPS CAGR).

Is OBT undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 0.51, Orange County Bancorp, Inc. /DE/ (OBT) screens as "Potentially Undervalued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/OBT.

Orange County Bancorp, Inc. /DE/ (OBT) PEG Ratio

Potentially Undervalued

PE ratio relative to earnings growth — is the valuation justified?

0.51

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

0.51

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$37.95

TTM EPS

$3.56

P/E Ratio

10.66

Growth Rate

20.8%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

8/28/2026

6:44:27 PM

Peer Comparison

Sample Size

8 peers

Industry Median PEG

0.83

25th Percentile

0.69

75th Percentile

1.09

OBT PEG (0.51) vs Industry Median (0.83): 38% discount

Symbol	Company	PEG	P/E	Growth	vs OBT
TCBX	Third Coast Bancshares, Inc.	0.60	10.9	18.1%	+18%
ESQ	Esquire Financial Holdings, Inc.	0.63	18.9	30.0%	+23%
BSVN	Bank7 Corp.	0.69	11.9	17.3%	+34%
CBNK	Capital Bancorp Inc	0.82	10.7	13.0%	+60%
CUBI	Customers Bancorp, Inc.	0.84	9.6	11.4%	+63%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

Orange County Bancorp, Inc. /DE/ (OBT) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on OBT

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Orange County Bancorp, Inc. /DE/ (OBT) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on OBT

Compare with peers

Explore