What is UMB Financial Corporation (UMBF)'s PEG ratio?

UMB Financial Corporation (UMBF) has a PEG ratio of 1.31 (Fairly Valued), based on a PE ratio of 12.0 and expected EPS growth of 9.1% (5-Year EPS CAGR).

Is UMBF undervalued based on its PEG ratio?

A PEG below 1.0 is conventionally read as potentially undervalued, 1.0–2.0 as fairly valued, and above 2.0 as potentially overvalued relative to growth. At 1.31, UMB Financial Corporation (UMBF) screens as "Fairly Valued". PEG is one signal, not investment advice — see the full DCF fair value at evidinvest.com/valuation/UMBF.

UMB Financial Corporation (UMBF) PEG Ratio

Fairly Valued

PE ratio relative to earnings growth — is the valuation justified?

1.31

PEG Ratio

PEG ratio is generally unreliable for Financial Services companies — earnings are driven by interest margins and provisions

PEG ratio is generally unreliable for Financial Services companies

1.31

Growth Rate Source

Good Data Quality5-Year EPS CAGR

Current Price

$143.80

TTM EPS

$12.01

P/E Ratio

11.97

Growth Rate

9.1%

5-Year EPS CAGR

Sector

Financial Services

Banks - Regional

Calculated

8/18/2026

10:06:09 AM

Peer Comparison

Sample Size

8 peers

Industry Median PEG

1.48

25th Percentile

1.25

75th Percentile

4.37

UMBF PEG (1.31) vs Industry Median (1.48): 11% discount

Symbol	Company	PEG	P/E	Growth	vs UMBF
TCBI	Texas Capital Bancshares, Inc.	0.31	13.6	43.7%	-76%
WTFC	Wintrust Financial Corporation	0.65	12.8	19.7%	-51%
CBSH	Commerce Bancshares, Inc.	1.25	14.1	11.3%	-5%
TRMK	Trustmark Corporation	1.45	11.8	8.1%	+11%
WABC	Westamerica Bancorporation	1.50	13.1	8.7%	+14%

How to Interpret PEG Ratio

PEG < 1.0 — Potentially Undervalued. The stock may be priced below its earnings growth rate, suggesting a potential buying opportunity.

PEG 1.0–2.0 — Fairly Valued. The stock price is roughly in line with its earnings growth. A PEG of 1.0 is often considered "fair value."

PEG > 2.0 — Potentially Overvalued. The stock may be priced above what its earnings growth justifies.

Limitations:PEG ratios are less reliable for financial firms (earnings driven by interest margins), companies with negative/zero earnings growth, and hypergrowth companies (>100% growth) where the ratio may appear misleadingly low. Always use PEG alongside other valuation metrics.

UMB Financial Corporation (UMBF) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on UMBF

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UMB Financial Corporation (UMBF) PEG Ratio

Peer Comparison

How to Interpret PEG Ratio

More on UMBF

Compare with peers

Explore