Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.

BSRR — Fair Value Analysis

SIERRA BANCORP

Current: $40.41Fairly Valued

Fair Value Range

Bear Case (25th pct.)

$37.81

-6.4% vs price

Base Case (Median)

$43.41

7.4% vs price

Bull Case (75th pct.)

$46.25

14.5% vs price

$37.81$43.41$46.25

◇ = Current price | | Bear | Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$29.10	-28.0%	High (40%)
PE Comparable	$40.71	0.7%	Medium (25%)
Growth Trajectory DCF	$46.11	14.1%	Medium (20%)
Graham Number	$46.68	15.5%	High (80%)

Interpretation

Based on 4 out of 8 methods, BSRR appears fairly valued at the current price of $40.41. The base case fair value of $43.41 implies 7.4% upside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.