Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.
Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.
CITIZENS, INC.
Bear Case (25th pct.)
7.5% vs price
Base Case (Median)
37.7% vs price
Bull Case (75th pct.)
41.9% vs price
◇ = Current price | | Bear | Base | Bull
| Method | Est. Value | vs Price | Weight |
|---|---|---|---|
| DCF (Discounted Cash Flow) | $5.23 | 46.1% | High (40%) |
| PE Comparable | $2.77 | -22.7% | Medium (25%) |
| Graham Number | $4.93 | 37.6% | High (80%) |
Based on 3 out of 8 methods, CIA appears undervalued at the current price of $3.58. The base case fair value of $4.93 implies 37.7% upside.
Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.