Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.
Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.
CITIZENS FINANCIAL SERVICES INC
Bear Case (25th pct.)
-9.5% vs price
Base Case (Median)
23.0% vs price
Bull Case (75th pct.)
31.6% vs price
◇ = Current price | | Bear | Base | Bull
| Method | Est. Value | vs Price | Weight |
|---|---|---|---|
| DCF (Discounted Cash Flow) | $48.19 | -41.9% | High (40%) |
| PE Comparable | $102.07 | 23.0% | Medium (25%) |
| Graham Number | $116.42 | 40.3% | High (80%) |
Based on 3 out of 8 methods, CZFS appears fairly valued at the current price of $83.00. The base case fair value of $102.07 implies 23.0% upside.
Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.