Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.

MVBF — Fair Value Analysis

MVB FINANCIAL CORP

Current: $29.91Undervalued

Fair Value Range

Bear Case (25th pct.)

$31.24

4.4% vs price

Base Case (Median)

$35.34

18.2% vs price

Bull Case (75th pct.)

$38.45

28.6% vs price

$31.24$35.34$38.45

◇ = Current price | | Bear | Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$27.14	-9.3%	High (40%)
PE Comparable	$35.34	18.1%	Medium (25%)
Graham Number	$41.57	39.0%	High (80%)

Interpretation

Based on 3 out of 8 methods, MVBF appears undervalued at the current price of $29.91. The base case fair value of $35.34 implies 18.2% upside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.