Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.

MVLY — Fair Value Analysis

Mission Valley Bancorp

Current: $22.25Undervalued

Fair Value Range

Bear Case (25th pct.)

$29.45

32.4% vs price

Base Case (Median)

$31.22

40.3% vs price

Bull Case (75th pct.)

$31.81

43.0% vs price

$29.45$31.22$31.81

◇ = Current price | | Bear | Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$31.22	40.3%	High (40%)
PE Comparable	$27.67	24.4%	Medium (25%)
Graham Number	$32.40	45.6%	High (80%)

Interpretation

Based on 3 out of 8 methods, MVLY appears undervalued at the current price of $22.25. The base case fair value of $31.22 implies 40.3% upside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.