Fair value · ONITY GROUP INC. (ONIT) · updated 2026-08-28 · from 10-K FY2025
We need at least two valuation methods with usable inputs from the company’s SEC filings. The detailed valuation tools below still work with whatever has been filed.
10-K FY2025 · fiscal year ended 2025-12-31 · filed 2026-02-17 · accession 0001628280-26-008625
Trailing-twelve-month EPS also uses the quarterly 10-Qs through Q2 FY2026 (filed 2026-08-06).
Open this filing on sec.govInterpretation
PEG = P/E ÷ Annual EPS Growth Rate (%). Peter Lynch's growth-adjusted value metric.
Interpretation
EV/EBITDA = Enterprise Value ÷ EBITDA. Capital-structure neutral — preferred by professional investors.
Interpretation
P/S = Market Cap ÷ Revenue. Useful for growth/unprofitable companies. SaaS/high-growth norms higher.
Primary metric for Financial Services — banks and insurers typically trade at 1–2× book value.
Interpretation
P/B = Price ÷ Book Value per Share. Essential for banks, REITs, and asset-heavy companies.
price 82.4% below the Graham number vs current price
Interpretation
√(22.5 × EPS × Book Value/Share) — Benjamin Graham's intrinsic value estimate.
-39.0% vs current price ($34.50)
TTM EBIT deviates 82% from 3-year average. Using normalized EBIT ($431M) for stability.
🔴 Destroying value
Greenwald EPV assumes zero future growth — this is the floor value of the business as a going concern.
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DCF fair value, Graham number, EPV, key multiples and growth rates in one clean PDF.
