How is Oversea-Chinese Banking Corporation Limited (OVCHY)'s fair value calculated?

Oversea-Chinese Banking Corporation Limited (OVCHY)'s fair value is computed with several independent methods — a discounted cash flow (DCF) model, the Graham number, earnings power value (EPV), and valuation multiples (PE, EV/EBITDA, P/S, P/B) benchmarked against its industry — using EvidInvest's standardized annual and quarterly statements for the company.

What is Oversea-Chinese Banking Corporation Limited (OVCHY)'s PE ratio versus its industry?

EvidInvest shows Oversea-Chinese Banking Corporation Limited (OVCHY)'s current and historical PE ratio alongside its sector and industry averages, so you can see whether the stock trades at a premium or discount to peers. Full breakdown at https://evidinvest.com/valuation/OVCHY.

Fair value · Oversea-Chinese Banking Corporation Limited (OVCHY) · updated 2026-09-13 · from 20-F FY2025

Oversea-Chinese Banking Corporation trades at $49.60. We are not reading assumptions out of that price: financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish.

Q: What is Oversea-Chinese Banking Corporation Limited (OVCHY)'s fair-value range?

EvidInvest does not publish a fair-value range for Oversea-Chinese Banking Corporation Limited (OVCHY). Financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish. The filed statements, the filing citations and the growth history are all available at https://evidinvest.com/valuation/OVCHY. Not investment advice.

Everything below is unaffected: the filed statements, the filing they came from, and OVCHY’s growth history are all as reported.

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The filing behind these numbers

Oversea-Chinese Banking Corporation Limited

Revenue: SGD 32.7B
Diluted EPS: SGD 3.22
Free cash flow: SGD 11.3B; operating cash flow − capital expenditure
Diluted shares: 2.28B; weighted average

20-F FY2025 · fiscal year ended 2025-12-31 · filed 2025-12-31

Trailing-twelve-month EPS also uses the quarterly 6-Ks through Q2 FY2026 (filed 2026-06-30).

Open the 20-F list on sec.gov

Valuation tool: build your own OVCHY range

Fair Value Summary

Daily Price — OVCHY

$38.86 +26.6% (1Y)

Your range0 of 8 methods

At least two methods need a usable value to draw a range with these inputs.

Range with preset inputs

No preset range for this company yet.

The two ranges are identical because every input sits on a preset.

We don’t tell you what OVCHY is worth. Every tab OPENS on what today’s price implies for that method’s key assumption; you decide whether that assumption is reasonable — the growth matrix has OVCHY’s filed history and the AI chat will reason it through with you — and the range you build is yours. Our presets are filed history and reference settings, never a recommendation.

Discounted cash flow

N/A

Financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish.

Preset inputs — revenue-driven DCF from the latest filing

Implied by today’s price

Financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish.

Not solvable from the price — Financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish. Showing preset inputs.

This method has no key input to read out of the price. The others below do, and you set them yourself: the growth matrix shows what OVCHY has actually filed, and the AI chat will reason it through with you.

Your inputs

Free cash flow grows at your stage-1 rate, then your stage-2 rate, then a terminal rate; everything is discounted at your WACC.

Stage-1 growth11.8%

Yearly free-cash-flow growth for the first stage. Starts below zero so a shrinking-cash-flow case — and the rate today’s price implies — can be set.

-20.0%209.0%

Stage-1 years5 yrs

How long stage-1 growth lasts.

1 yrs10 yrs

Stage-2 growth8.7%

Slower growth after stage 1, before the terminal phase.

-20.0%30.0%

Stage-2 years5 yrs

0 yrs10 yrs

Terminal growth2.5%

Growth forever after the two stages. Above ~3% is rarely justified.

0.0%5.0%

Discount rate (WACC)13.21%

The return you require. Default is the WACC EvidInvest computed for this company. Higher discount rate, lower value.

3.00%15.00%

Net debt ($M)Debt minus cash, from the balance sheet. Subtracted from enterprise value.

Starting FCF ($M)Latest free cash flow from the filing (operating cash flow minus capex).

Shares (M)Diluted shares, from the filing.

Year by year (two-stage model, $M)

PV explicit $101,288M · PV terminal $82,740M · EV $184,028M · equity $184,302M

Year	Stage	FCF	Present value
1	Stage 1	$12,610M	$11,139M
2	Stage 1	$14,098M	$11,000M
3	Stage 1	$15,761M	$10,863M
4	Stage 1	$17,621M	$10,728M
5	Stage 1	$19,701M	$10,594M
6	Stage 2	$21,415M	$10,172M
7	Stage 2	$23,278M	$9,767M
8	Stage 2	$25,303M	$9,378M
9	Stage 2	$27,504M	$9,004M
10	Stage 2	$29,897M	$8,645M

Inputs from the filing

Financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish.

Free cash flow: SGD 11.3B; latest full year
EBIT: SGD 7.9B; latest annual
Shares: 2.27B
Total debt: SGD 30.5B
Cash: SGD 30.8B
Net debt: SGD -274.0M; debt − cash

20-F FY2025 · period ended 2025-12-31 · filed 2025-12-31 · sec.gov

Prefer a blank slate with reverse DCF? Open the standalone DCF / reverse DCF for OVCHY

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Oversea-Chinese Banking Corporation trades at $49.60. We are not reading assumptions out of that price: financials are filed in SGD; our prices are in USD, so these methods need a conversion we do not yet publish.

The filing behind these numbers

Valuation tool: build your own OVCHY range

Daily Price — OVCHY

Your range0 of 8 methods

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Your inputs

Year by year (two-stage model, $M)

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Valuation tool: build your own OVCHY range

Daily Price — OVCHY

Your range0 of 8 methods

Range with preset inputs

Your inputs

Year by year (two-stage model, $M)

More on OVCHY

Compare with peers

Explore