Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.

PBAM — Fair Value Analysis

Private Bancorp of America, Inc.

Current: $85.55Price inside range

Fair Value Range

Bear Case (25th pct.)

$83.52

-2.4% vs price

Base Case (Median)

$89.72

4.9% vs price

Bull Case (75th pct.)

$90.74

6.1% vs price

$83.52$89.72$90.74

◇ = Current price | | Bear | Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
DCF (Discounted Cash Flow)	$77.32	-9.6%	High (40%)
PE Comparable	$91.76	7.3%	Medium (25%)
Graham Number	$89.72	4.9%	High (80%)

Interpretation

Based on 3 out of 8 methods, PBAM appears fairly valued at the current price of $85.55. The base case fair value of $89.72 implies 4.9% upside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.