Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from company filings.

TCBS — Fair Value Analysis

Texas Community Bancshares, Inc.

Current: $17.30Fairly Valued

Fair Value Range

Bear Case (25th pct.)

$16.33

-5.6% vs price

Base Case (Median)

$18.59

7.5% vs price

Bull Case (75th pct.)

$20.85

20.5% vs price

$16.33$18.59$20.85

◇ = Current price | | Bear | Base | Bull

Method Breakdown

Method	Est. Value	vs Price	Weight
PE Comparable	$14.08	-18.6%	Medium (25%)
Graham Number	$23.10	33.6%	High (80%)

Interpretation

Based on 2 out of 8 methods, TCBS appears fairly valued at the current price of $17.30. The base case fair value of $18.59 implies 7.5% upside.

Bear/base/bull cases represent the 25th, 50th, and 75th percentile of available method estimates. This is not financial advice. Valuation is inherently uncertain.