Fair value · CREDICORP LTD (BAP) · updated 2026-09-03 · from annual report FY2025
Everything below is unaffected: the filed statements, the filing they came from, and BAP’s growth history are all as reported.
annual report FY2025 · fiscal year ended 2025-12-31 · filed 2026-04-27 · accession 0001001290-26-000008
Open this filing on sec.gov0.88
Put/Call (OI)
call-heavy
0.25
Put/Call (volume)
32%
ATM IV ~30d
$390
Call wall
0k OI
$370
Put wall
0k OI
As of previous close (2026-09-02) · OPRA historical data · walls = largest open-interest strikes above/below spot · market-wide positioning
At least two methods need a usable value to draw a range with these inputs.
No preset range for this company yet.
The two ranges are identical because every input sits on a preset.
We don’t tell you what BAP is worth. Every tab OPENS on what today’s price implies for that method’s key assumption; you decide whether that assumption is reasonable — the growth matrix has BAP’s filed history and the AI chat will reason it through with you — and the range you build is yours. Our presets are filed history and reference settings, never a recommendation.
Discounted cash flow
N/A
Financials are filed in PEN; our prices are in USD, so these methods need a conversion we do not yet publish.
Preset inputs — revenue-driven DCF from the latest filing
Implied by today’s price
Financials are filed in PEN; our prices are in USD, so these methods need a conversion we do not yet publish.
Not solvable from the price — Financials are filed in PEN; our prices are in USD, so these methods need a conversion we do not yet publish. Showing preset inputs.
This method has no key input to read out of the price. The others below do, and you set them yourself: the growth matrix shows what BAP has actually filed, and the AI chat will reason it through with you.
Free cash flow grows at your stage-1 rate, then your stage-2 rate, then a terminal rate; everything is discounted at your WACC.
Yearly free-cash-flow growth for the first stage. Starts below zero so a shrinking-cash-flow case — and the rate today’s price implies — can be set.
How long stage-1 growth lasts.
Slower growth after stage 1, before the terminal phase.
Growth forever after the two stages. Above ~3% is rarely justified.
The return you require. Default is the WACC EvidInvest computed for this company. Higher discount rate, lower value.
| Year | Stage | FCF | Present value |
|---|---|---|---|
| 1 | Stage 1 | $11,125M | $9,347M |
| 2 | Stage 1 | $14,874M | $10,498M |
| 3 | Stage 1 | $19,887M | $11,792M |
| 4 | Stage 1 | $26,589M | $13,246M |
| 5 | Stage 1 | $35,549M | $14,878M |
| 6 | Stage 2 | $38,642M | $13,587M |
| 7 | Stage 2 | $42,004M | $12,408M |
| 8 | Stage 2 | $45,658M | $11,331M |
| 9 | Stage 2 | $49,631M | $10,348M |
| 10 | Stage 2 | $53,949M | $9,450M |
Inputs from the filing
Financials are filed in PEN; our prices are in USD, so these methods need a conversion we do not yet publish.
annual report FY2025 · period ended 2025-12-31 · filed 2026-04-27 · accession 0001001290-26-000008 · sec.gov
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