0.49
Put/Call (OI)
call-heavy
0.38
Put/Call (volume)
47%
ATM IV ~30d
$20
Call wall
368k OI
$15
Put wall
207k OI
CBOE delayed data, nightly snapshot as of 2026-08-18 · walls = largest open-interest strikes above/below spot · market-wide unusual activity
Download the full SOFI valuation report (PDF) — free
DCF fair value, Graham number, EPV, key multiples and growth rates in one clean PDF.
PEG Ratio is not meaningful: Negative Growth — PEG not meaningful
Interpretation
PEG = P/E ÷ Annual EPS Growth Rate (%). Peter Lynch's growth-adjusted value metric.
Interpretation
EV/EBITDA = Enterprise Value ÷ EBITDA. Capital-structure neutral — preferred by professional investors.
Interpretation
P/S = Market Cap ÷ Revenue. Useful for growth/unprofitable companies. SaaS/high-growth norms higher.
Primary metric for Financial Services — banks and insurers typically trade at 1–2× book value.
Interpretation
P/B = Price ÷ Book Value per Share. Essential for banks, REITs, and asset-heavy companies.
97.2% premium vs current price
Interpretation
√(22.5 × EPS × Book Value/Share) — Benjamin Graham's intrinsic value estimate.
-83.0% vs current price ($18.31)
TTM EBIT deviates 244% from 3-year average. Using normalized EBIT ($153M) for stability.
🔴 Destroying value
Greenwald EPV assumes zero future growth — this is the floor value of the business as a going concern.