What is Chubb Ltd (CB)'s fair-value range?

As of 2026-09-07, Chubb Ltd (CB) trades at $341.59 — Cboe · delayed 15 min · as of 03:42 ET. That price implies P/E 12.1×, EPS growth 14.1%. Whether those assumptions are reasonable is your call: every method on the page shows the number today's price implies for its key input — the P/E, the growth rate, the multiple — and you set your own, from a 1, 3, 5 or 10-year filed CAGR or a rate of your choosing. With EvidInvest's preset inputs the 4 methods land at $346–$613; presets are filed history and reference settings, not a recommendation. Not investment advice.

How is Chubb Ltd (CB)'s fair value calculated?

Chubb Ltd (CB)'s fair value is computed with several independent methods — a discounted cash flow (DCF) model, the Graham number, earnings power value (EPV), and valuation multiples (PE, EV/EBITDA, P/S, P/B) benchmarked against its industry — using data from SEC filings.

What is Chubb Ltd (CB)'s PE ratio versus its industry?

EvidInvest shows Chubb Ltd (CB)'s current and historical PE ratio alongside its sector and industry averages, so you can see whether the stock trades at a premium or discount to peers. Full breakdown at https://evidinvest.com/valuation/CB.

Fair value · Chubb Ltd (CB) · updated 2026-09-07 · from annual report FY2025

Chubb trades at $341.59. That price implies a P/E of 12.1× and 14.1% yearly EPS growth for a decade.

Cboe · delayed 15 min · as of 03:42 ET

Are those assumptions reasonable? Use CB’s filed growth history and the AI chat to decide, then set your own inputs below — the range you build is yours.

What the price implies

P/E: 12.1×
EPS growth: 14.1%

Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from SEC filings. This price: Cboe · delayed 15 min · as of 03:42 ET.

With preset inputs the methods land at $346 – $613 (presets are filed history and our reference settings, not a recommendation)

Price $341.59

Bear $346Base $476Bull $613

Set your own assumptions ↓See how each method got its number Check another stock

How each method got its number

Bear, base and bull are the 25th, 50th and 75th percentile of the methods that produced a usable estimate. Weights say how much a method is trusted for this sector; they do not change the range.

Method	Estimate	vs price	Weight	Why this method
P/E vs sector Medium weight Trailing diluted EPS times the sector median P/E. What the stock would be worth if the market priced it like an average peer.	$340	-1%	Medium weight	Trailing diluted EPS times the sector median P/E. What the stock would be worth if the market priced it like an average peer.
Graham Number High weight Benjamin Graham’s 1949 rule of thumb: √(22.5 × EPS × book value). It punishes asset-light companies, so it reads low for big tech.	$348	+2%	High weight	Benjamin Graham’s 1949 rule of thumb: √(22.5 × EPS × book value). It punishes asset-light companies, so it reads low for big tech.
Growth-trajectory DCF Medium weight A two-stage DCF that grows earnings at the company’s own EPS trend, then fades to the industry’s long-run rate. Two-stage DCF using weighted EPS CAGR and industry median terminal rate	$605	+77%	Medium weight	A two-stage DCF that grows earnings at the company’s own EPS trend, then fades to the industry’s long-run rate.
DCF High weight Projects free cash flow for the coming years and discounts it back to today. The most complete method, and the most sensitive to the growth and discount-rate assumptions.	$638	+87%	High weight	Projects free cash flow for the coming years and discounts it back to today. The most complete method, and the most sensitive to the growth and discount-rate assumptions.
P/B vs sector High weight Sector median price-to-book times book value per share. Works for banks and asset-heavy businesses, says little about software. Sector P/B benchmark unavailable	No estimate		High weight	Sector median price-to-book times book value per share. Works for banks and asset-heavy businesses, says little about software.
EV/EBITDA Medium weight Values the whole business at 10× EBITDA and divides by the share count. A mid-cycle industrial multiple; fast growers trade far above it. Not applicable for financial companies	No estimate		Medium weight	Values the whole business at 10× EBITDA and divides by the share count. A mid-cycle industrial multiple; fast growers trade far above it.
EV/FCF Medium weight 20× free cash flow per share, i.e. a 5% cash yield. Reads low for companies the market expects to keep growing. Not applicable for financial companies	No estimate		Medium weight	20× free cash flow per share, i.e. a 5% cash yield. Reads low for companies the market expects to keep growing.
Earnings Power Value Low weight Greenwald’s Earnings Power Value: what current earnings are worth if they never grow. Everything above it is what you pay for growth. Not applicable for financial/REIT companies	No estimate		Low weight	Greenwald’s Earnings Power Value: what current earnings are worth if they never grow. Everything above it is what you pay for growth.

What this means

The methods differ by about 77%, from $346 to $613. That is normal: cash-flow methods and peer multiples see different things. Use the range, not a single number.
The base case, $476, is the median of the 4 methods with data. It assumes Chubb’s current margins, cash generation and share count persist; it does not price in a new product cycle, a recession or a buyback surge.
The number moves when the filings move. The next 6-K replaces the oldest quarter in the trailing-twelve-month EPS and cash-flow inputs; the last one (Q2 FY2026) was filed 2026-07-28. The price changes every day; the fair value only changes with the filings.

The filing behind these numbers

Chubb Ltd

Revenue: $59.4B
Diluted EPS: $25.68
Free cash flow: $14.5B; operating cash flow − capital expenditure
Diluted shares: 401.5M; weighted average

annual report FY2025 · fiscal year ended 2025-12-31 · filed 2026-02-27 · accession 0000896159-26-000005

Trailing-twelve-month EPS also uses the quarterly 6-Ks through Q2 FY2026 (filed 2026-07-28).

Open this filing on sec.gov

Chubb trades at $341.59. That price implies a P/E of 12.1× and 14.1% yearly EPS growth for a decade.

Cboe · delayed 15 min · as of 03:42 ET

Are those assumptions reasonable? Use CB’s filed growth history and the AI chat to decide, then set your own inputs below — the range you build is yours.

What the price implies

P/E: 12.1×
EPS growth: 14.1%

Prices and market caps: Cboe delayed data, at least 15 minutes delayed. Not real-time. Fundamentals from SEC filings. This price: Cboe · delayed 15 min · as of 03:42 ET.

With preset inputs the methods land at $346 – $613 (presets are filed history and our reference settings, not a recommendation)

Price $341.59

Bear $346Base $476Bull $613

How each method got its number

Bear, base and bull are the 25th, 50th and 75th percentile of the methods that produced a usable estimate. Weights say how much a method is trusted for this sector; they do not change the range.

Method	Estimate	vs price	Weight	Why this method
P/E vs sector Medium weight Trailing diluted EPS times the sector median P/E. What the stock would be worth if the market priced it like an average peer.	$340	-1%	Medium weight	Trailing diluted EPS times the sector median P/E. What the stock would be worth if the market priced it like an average peer.
Graham Number High weight Benjamin Graham’s 1949 rule of thumb: √(22.5 × EPS × book value). It punishes asset-light companies, so it reads low for big tech.	$348	+2%	High weight	Benjamin Graham’s 1949 rule of thumb: √(22.5 × EPS × book value). It punishes asset-light companies, so it reads low for big tech.
Growth-trajectory DCF Medium weight A two-stage DCF that grows earnings at the company’s own EPS trend, then fades to the industry’s long-run rate. Two-stage DCF using weighted EPS CAGR and industry median terminal rate	$605	+77%	Medium weight	A two-stage DCF that grows earnings at the company’s own EPS trend, then fades to the industry’s long-run rate.
DCF High weight Projects free cash flow for the coming years and discounts it back to today. The most complete method, and the most sensitive to the growth and discount-rate assumptions.	$638	+87%	High weight	Projects free cash flow for the coming years and discounts it back to today. The most complete method, and the most sensitive to the growth and discount-rate assumptions.
P/B vs sector High weight Sector median price-to-book times book value per share. Works for banks and asset-heavy businesses, says little about software. Sector P/B benchmark unavailable	No estimate		High weight	Sector median price-to-book times book value per share. Works for banks and asset-heavy businesses, says little about software.
EV/EBITDA Medium weight Values the whole business at 10× EBITDA and divides by the share count. A mid-cycle industrial multiple; fast growers trade far above it. Not applicable for financial companies	No estimate		Medium weight	Values the whole business at 10× EBITDA and divides by the share count. A mid-cycle industrial multiple; fast growers trade far above it.
EV/FCF Medium weight 20× free cash flow per share, i.e. a 5% cash yield. Reads low for companies the market expects to keep growing. Not applicable for financial companies	No estimate		Medium weight	20× free cash flow per share, i.e. a 5% cash yield. Reads low for companies the market expects to keep growing.
Earnings Power Value Low weight Greenwald’s Earnings Power Value: what current earnings are worth if they never grow. Everything above it is what you pay for growth. Not applicable for financial/REIT companies	No estimate		Low weight	Greenwald’s Earnings Power Value: what current earnings are worth if they never grow. Everything above it is what you pay for growth.

What this means

The methods differ by about 77%, from $346 to $613. That is normal: cash-flow methods and peer multiples see different things. Use the range, not a single number.

The base case, $476, is the median of the 4 methods with data. It assumes Chubb’s current margins, cash generation and share count persist; it does not price in a new product cycle, a recession or a buyback surge.

The number moves when the filings move. The next 6-K replaces the oldest quarter in the trailing-twelve-month EPS and cash-flow inputs; the last one (Q2 FY2026) was filed 2026-07-28. The price changes every day; the fair value only changes with the filings.

Year	Stage	FCF	Present value
1	Stage 1	$17,473M	$16,461M
2	Stage 1	$21,003M	$18,640M
3	Stage 1	$25,246M	$21,107M
4	Stage 1	$30,345M	$23,901M
5	Stage 1	$36,475M	$27,064M
6	Stage 2	$39,867M	$27,867M
7	Stage 2	$43,575M	$28,694M
8	Stage 2	$47,627M	$29,546M
9	Stage 2	$52,057M	$30,423M
10	Stage 2	$56,898M	$31,325M

Year

Stage

FCF

Present value

Stage 1

$17,473M

$16,461M

Stage 1

$21,003M

$18,640M

Stage 1

$25,246M

$21,107M

Stage 1

$30,345M

$23,901M

Stage 1

$36,475M

$27,064M

Stage 2

$39,867M

$27,867M

Stage 2

$43,575M

$28,694M

Stage 2

$47,627M

$29,546M

Stage 2

$52,057M

$30,423M

Stage 2

$56,898M

$31,325M

Year	Stage	FCF	Present value
1	Stage 1	$17,473M	$16,461M
2	Stage 1	$21,003M	$18,640M
3	Stage 1	$25,246M	$21,107M
4	Stage 1	$30,345M	$23,901M
5	Stage 1	$36,475M	$27,064M
6	Stage 2	$39,867M	$27,867M
7	Stage 2	$43,575M	$28,694M
8	Stage 2	$47,627M	$29,546M
9	Stage 2	$52,057M	$30,423M
10	Stage 2	$56,898M	$31,325M

Year

Stage

FCF

Present value

Stage 1

$17,473M

$16,461M

Stage 1

$21,003M

$18,640M

Stage 1

$25,246M

$21,107M

Stage 1

$30,345M

$23,901M

Stage 1

$36,475M

$27,064M

Stage 2

$39,867M

$27,867M

Stage 2

$43,575M

$28,694M

Stage 2

$47,627M

$29,546M

Stage 2

$52,057M

$30,423M

Stage 2

$56,898M

$31,325M

Chubb trades at $341.59. That price implies a P/E of 12.1× and 14.1% yearly EPS growth for a decade.

How each method got its number

What this means

The filing behind these numbers

Chubb trades at $341.59. That price implies a P/E of 12.1× and 14.1% yearly EPS growth for a decade.

How each method got its number

What this means

The filing behind these numbers

Valuation tool: build your own CB range

Daily Price — CB

Range implied by today’s price4 of 7 methods

Range with preset inputs

Your inputs

Year by year (two-stage model, $M)

Options positioning

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Valuation tool: build your own CB range

Daily Price — CB

Range implied by today’s price4 of 7 methods

Range with preset inputs

Your inputs

Year by year (two-stage model, $M)

Options positioning

More on CB

Compare with peers

Explore